Means and characteristics of online fraud

Means and characteristics of online fraud

The means and characteristics of online fraud, online fraud is the most common form of fraud now, because people's daily consumption or money will generally be carried out through the Internet or online, so it also provides an opportunity for criminals. Let's take a look at the means and characteristics of online fraud.

Means and characteristics of online fraud 1 1. What are the common means of online fraud?

1, using QQ, MSN and other online chat tools to implement fraud. The suspect steals the number and password by hacking and compulsory video recording software, and records the video image of the other party. Then he logged into the stolen QQ number to chat with relatives and friends, and played the recorded video to relatives and friends to defraud trust, and then borrowed money for fraud in the name of urgent need of money.

2, the use of online game equipment and game currency transactions to implement fraud. Criminals use an online game to buy and sell game coins and equipment. After defrauding the player's trust, let the player remit money through the offline bank, or cheat by stealing the number after the transaction.

3. Use online banking to commit fraud. Criminals make "phishing" pages similar to some banks in official websites, steal online banking information, and take cash from accounts.

4. Online shopping fraud. There are mainly the following categories: criminals provide false links or web pages for the victim, and the transaction shows unsuccessful, and they make multiple remittance frauds; Refuse to use the third-party secure payment tool on the website, and cheat in private transactions; Collect deposits first and then fabricate reasons to induce victims to add deposit fraud; Cheating by passing off fake and cheap cottage products as brand-name goods.

5. Online winning fraud. Criminals use communication software to randomly release winning tips to Internet QQ users, MSN users, email users, online game users and Taobao users. When the victim consults and verifies according to the designated "telephone" or "webpage", criminals ask the victim to remit money for various reasons such as winning the prize and paying taxes.

6. Pretending to be a staff member of the Public Security Law to commit telecom fraud. Criminals pretend to be public security personnel, falsely claiming that the victim's identity information was fraudulently used or leaked by others under the pretext of telephone arrears, court summons investigation and parcel hiding, and bank accounts were suspected of money laundering, fraud and other criminal activities. In order to ensure that the victim is not damaged, the bank deposit is transferred to the so-called "safe account" provided by the other party.

Second, the composition characteristics of cyber crime

All kinds of complex relationships in real society can be reflected in the network. As far as the general object of cyber crime infringement is concerned, it is naturally all social relations protected by criminal law and infringed by cyber crime.

However, it should be noted that the Internet is a virtual space formed by connecting computers and does not actually exist. As far as the Internet is concerned, this connection is maintained by two pillars, one is technical TCP/IP.

The other is the principle that users enjoy resources. It is these two pillars that make national boundaries and continental boundaries disappear completely and make virtual space form.

The cyber crime here infringes on a complex object, and the similar object infringed by cyber crime should be the public order in which information exchange can be carried out normally on the network.

The' direct object' of its infringement should be the ownership of public and private property. It should be pointed out that using the internet to cheat does not belong to this crime.

Third, how to report online fraud cases?

1, local report. Because online fraud is suspected of a crime, the first step must be to bring all the evidence (such as chat records, payment vouchers, product web pages, etc.). , print and provide written documents) and report to the network police department of the network supervision public security organ (preferably the district public security department, the police station basically has no corresponding police types), and the next investigation and handling can be carried out only after the case is filed.

2. Disclosure process. Professional websites such as online transaction protection center, as industry organizations or third-party institutions, are not state law enforcement agencies and have no law enforcement power. They can only play the role of information disclosure, that is, by publishing your complaint information, help more netizens avoid being fooled. Complaint information can educate consumers and play the role of early warning and prevention, so it is valuable for netizens to publish complaint information on such websites.

3. Find the victims in the same case. Because online fraud is mostly small transactions and involves many law enforcement departments (public security, industry and commerce, telecommunications management, etc.). ) and commercial organizations (banks, third-party payment companies, telecommunications, Internet service providers, etc. ), coupled with cross-regional or even cross-border, the cost of solving crimes is high and it is difficult to solve crimes. It is suggested that netizens should take the form of collective reporting by looking for people in the same situation, which can attract the attention of the police and reduce the cost of solving crimes.

Means and characteristics of online fraud II. What are the main characteristics of online fraud?

1, high-tech criminal tools, non-contact criminal process;

2. The target of crime is not specific, and the flow of funds is complicated;

3. Crime is supported by network technology with intelligent means;

4. The crime process is hidden and the crime time is short.

2. What are the circumstances in which online fraud is suspected of being severely punished?

(1) Sending short messages, making phone calls or publishing false information through the Internet, radio and television, newspapers and magazines, etc., defrauding an unspecified majority;

(2) defrauding disaster relief, emergency rescue, flood control, special care, poverty alleviation, immigration, relief and medical funds and materials;

(three) fraud in the name of disaster relief fund-raising;

(four) defrauding the disabled, the elderly or the disabled;

(5) Causing the victim to commit suicide, mental disorder or other serious consequences.

Three, how to write the criminal incidental civil action of the suspected victim of online fraud?

1, the title should indicate:

(1) file name, namely "Civil Indictment Attached to Criminal Cases";

(2) Name, gender, date of birth, nationality, place of birth, education level, occupation or work unit, position and address of the plaintiff and defendant in incidental civil action.

2. The text should explain:

(1) claim;

(2) Facts and reasons;

(3) Evidence to prove the loss, etc.

The written request shall specify the items and specific amount of compensation for the defendant in the incidental civil action. The facts shall specify the actual economic losses caused to the victim and the plaintiff in the incidental civil action by the defendant's criminal behavior. The reasons shall be explained, and according to the relevant laws and regulations, why the defendant in the incidental civil action should bear civil liability. The evidence to prove the loss shall list the name, type and source item by item.

3, the tail should be stated:

(1) Name of the people's court;

(two) the number of copies of the civil complaint;

(3) The signature or seal of the plaintiff in the incidental civil action;

(4) shaping time.

Nowadays, most frauds occur on online platforms. You may accidentally click on an unknown link, add someone you don't know, or scan the QR code of a stranger, and you may be deceived. Here, I still want to remind everyone that we should raise our awareness of preventing online fraud in our daily life, don't be greedy and cheap, and pay attention to protecting our privacy.

Means and characteristics of online fraud. Hackers and online game transaction fraud.

1, pretending to be a communication friend to borrow money. Liars use hacking programs to crack user passwords, and then pretend to be the victim's chat friends to borrow money. In particular, we should be careful that criminals use "video" to chat and cheat by taking pictures. In this case, it is best to get in touch with friends by telephone and other means to prevent being cheated.

2. Online game equipment and game currency transactions are fraudulent. First, sell game equipment at low prices, allowing players to remit money through offline banks; The second is to post information in the game forum to provide training, and embezzle it together with the account after one or two days of training; Third, although more detailed information was provided when trading the account, the account was stolen a few days after the player completed the transaction, causing economic losses.

3, dating fraud. Criminals use websites to initially establish feelings with the victims in the name of making friends, then ask the victims to remit money for them in the name of lack of money, and finally lose contact.

Second, online shopping fraud

1, Multiple Remittances-The swindler forces the victim to make multiple remittances for various reasons, such as not receiving the payment or offering to remit a certain amount before returning the previous money.

2, fake links, fake web pages-scammers provide fake links or web pages, and transactions often show unsuccessful, allowing the victim to remit money many times.

3. Refusing the secure payment method-the scammer refuses to use the third-party secure payment tool of the website for various reasons.

4, collect deposit fraud method-the liar requires the victim to pay a certain amount of deposit or deposit before delivery. Take advantage of the victim's eagerness to get the goods, and induce the victim to add a deposit for various seemingly reasonable reasons.

5. Appointment remittance-a common way to buy used cars and train tickets online. On the one hand, the swindler asked the victim to meet somewhere to check the car or give tickets, but also asked the victim's friend to remit money as soon as he received the victim's phone call. The swindler used the "caller ID-free software" to impersonate the victim and called his friends to ask them to remit money.

6, shoddy-fake, inferior, low-priced cottage products pretend to be brand-name goods, and the victims even clamored and complained after receiving the goods.

Third, online winning fraud.

Criminals use communication software to issue winning tips to e-mail users, online game users and instant messaging users. When the victim consults and verifies according to the designated "telephone" or "webpage", criminals ask the victim to remit money again and again for various reasons, such as winning the prize and paying taxes, and they don't realize that they have been cheated until they lose contact with the victim.

Fourth, "fishing" fraud.

There are two modus operandi:

1. Criminals send a lot of fraudulent emails. Most emails entice users to fill in their financial accounts and passwords, including winning prizes, consulting and reconciliation.

2. By establishing a fake bank website, criminals will be introduced into this fake website when users enter the wrong website. Steal the user's bank account and password.

To sum up, there are many forms and types of online fraud. The above lists the common forms and types of online fraud, such as the above-mentioned winning fraud, which almost everyone who has a mobile phone has encountered. There are many forms and types of online fraud. With the development of Internet and the continuous improvement of national legal system, we believe that the network environment will be better and better.