Hangzhou provident fund withdrawal conditions 2022

1.What are the conditions for the withdrawal of Hangzhou provident fund in 2022?

1, 2022 Hangzhou provident fund withdrawal conditions are:

(1) Purchase, build, renovate and overhaul owner-occupied housing;

(2) Repaying the principal and interest of the owner-owned housing loan;

(3) Leased housing for self-occupation;

(4) retirement;

(five) completely or partially lose the ability to work, and terminate the labor relationship with the unit;

(6) The registered workers in this Municipality have not been re-employed for 5 years or have reached the age of 50 for men and 45 for women after terminating their labor relations with their units;

(seven) employees who are not registered in this Municipality have not been re-employed in this Municipality after terminating their labor relations with their units;

(8) Enjoy the urban minimum living guarantee;

(9) Going abroad to settle down;

(10) Workers died.

2. Legal basis: Article 16 of the Regulations on the Management of Housing Provident Fund.

The monthly deposit amount of employee housing provident fund is the average monthly salary of the employee in the previous year multiplied by the deposit ratio of employee housing provident fund. The monthly deposit amount of housing provident fund paid by the unit for employees is the average monthly salary of employees in the previous year multiplied by the proportion of housing provident fund paid by the unit.

2. Can the rest of the provident fund be withdrawn on a monthly basis?

The remaining part of the provident fund can be withdrawn by monthly hedging. The user has handled the monthly hedging business of provident fund, which will not affect the user's withdrawal of provident fund. As long as the withdrawal conditions of the provident fund are met, the user can withdraw the balance in the provident fund account. Only after the balance is withdrawn, the user needs to deposit the money into the mortgage bank card for repayment.

Users need to use the balance in the provident fund account when handling the provident fund hedging business. At this time, it is not recommended that users withdraw the provident fund without special circumstances.