How to handle the insurance of Canadian super visa?

Since Canada has a super visa, it can stay for two years after entering the country, and more and more relatives come to Canada for family reunion. The biggest problem brought by the super visa is the need to buy medical insurance for visiting relatives.

To put it simply, all people who enter Canada without or temporarily without the provincial government medical plan (MSP) need protection, such as parents and relatives who visit relatives, people who come to Canada for inspection or tourism, international students and new immigrants who have just landed and have not lived for three months.

Purchase method:

Travel medical insurance can be purchased at one time, or one month or three months, but different purchase methods have different advantages and disadvantages:

A one-time purchase policy has great advantages when applying for claims, allowing multiple treatments for the same illness during the whole insured period, but the disadvantage is that all premiums are paid in one time.

policies purchased on a monthly basis are more flexible, and they can be renewed or stopped when the policies expire. However, the biggest drawback when applying for claims is that each renewed policy is a brand-new and independent policy. If a disease occurs in the previous policy and a claim has been filed, the disease will no longer be covered in the new policy with subsequent policies. A monthly policy is called a discontinuous policy.

There is another situation where the insurance company will not renew the insurance if the insurance company thinks that the applicant's previous illness is in an unstable state.