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Can I withdraw the occupational annuity? What conditions are met? Come and have a look with me.

The occupational annuity can be taken out. If an employee wants to withdraw an occupational annuity, the following conditions must be met:

1. Employees who emigrate abroad can apply for one-time payment;

2. When employees reach the legal retirement age in China and go through retirement formalities according to law, they can choose to receive it in one lump sum or pay it regularly;

3. After the death of an employee or retiree, the occupational annuity can be withdrawn, and the legal heir can receive all the occupational annuities at one time with the proof of inheritance relationship or the designated beneficiary.

What are the benefits of occupational annuities?

As a unit welfare, occupational annuity has changed the status quo of dual-track pension system and supplemented the old-age insurance system. It is of great significance to promote the continuous deepening of the reform of public institutions, the stability of the income of retirees and the diversification of sources. For individuals, compared with pension funds, occupational annuities have lower transaction costs, more stable risk returns and potential; For the company, occupational annuity helps to retain and introduce outstanding talents and improve the cohesion and competitiveness within the enterprise.