Post-immigration pension collection policy

According to the current policy, if the old-age insurance premium has been paid for 15 years before going abroad, it should be divided into three situations: (1) reaching the legal retirement age, you can receive pension benefits in China; Those who apply to terminate the pension insurance relationship will no longer enjoy pension benefits when they reach the statutory retirement age; People who lose their statutory pensions cannot receive them.

1, reaching the legal retirement age, you can receive pension benefits in China.

Personal pension insurance premiums have been paid for 15 years, and before reaching the statutory retirement age, personal accounts will be kept, and those who meet the statutory conditions will enjoy corresponding pension insurance benefits in accordance with state regulations. However, I have to go back to China to go through the relevant pension treatment procedures.

2. Apply to terminate the pension insurance relationship, reach the statutory retirement age, and no longer enjoy pension benefits.

If you lose your nationality when you leave the country, you can apply in writing to terminate the basic old-age insurance relationship for employees when you leave the country or after you leave the country. After fulfilling the prescribed procedures, the social security agency may pay the amount stored in the personal account to me in one lump sum. When you reach the statutory retirement age, you will no longer enjoy pension benefits.

3, the loss of statutory pension benefits, unable to receive pension benefits.

When the payer moves abroad and reaches the legal pension age, he loses the legal conditions for receiving pension benefits and will not be able to receive pension benefits.

Immigrants need to meet the following conditions to receive pensions

1, which means to participate in the basic old-age insurance and the payment period reaches 15 years.

2 whether it has reached the statutory retirement age (subject to local or industry regulations). Under normal circumstances, to receive a pension, you must first complete the retirement procedures in China and obtain a pension account.