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What is the personal foreign exchange purchase limit?
Individual foreign exchange settlement and domestic individual foreign exchange purchase are subject to annual total management. The annual total is equivalent to 50,000 dollars per person per year. The State Administration of Foreign Exchange may adjust the annual total according to the balance of payments. The settlement and purchase of foreign exchange within an individual's annual total amount shall be handled at the bank with his valid identity certificate.
Personal guide to purchasing foreign exchange
1. First of all, whether you purchase foreign exchange through the counter or online banking, you need to fill out an application form for personal purchase of foreign exchange to conduct a more detailed investigation on the purpose of personal purchase of foreign exchange. The purpose of purchasing foreign exchange includes nine categories, such as private travel, studying abroad, going abroad on official business, visiting relatives, overseas medical treatment, trade in goods, non-investment insurance and consulting services.
2. However, it is clearly stated in the application that "domestic individuals may not use foreign exchange purchases for investment in overseas capital projects such as house purchase, securities investment, life insurance purchase and dividend return insurance. Violators will be included in the list of concerns and will not enjoy personal convenience in the current year and the next two years. "
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