Why was the 1 million deposit bank told that it would take 82 years to get it?

what's the situation? The woman deposited 1 million yuan in the bank, but was told that it would take 82 years to get it!

Ms. Gao is doing business in Ningbo, Zhejiang Province. She heard from a friend that the annual interest rate of a bank is very high, so Ms. Gao took the 1 million she earned and deposited it in the bank for one year.

when this year was due, Ms. Gao went to the bank to check the balance, but found that the available balance was zero. Ms. Gao quickly called the bank to check the situation. The bank told Ms. Gao that the money was frozen and pledged. When she heard that the pledge was frozen, Ms. Gao was confused and did not apply for the pledge herself.

Ms. Gao came to the bank and asked the bank to unfreeze the money, but the answer the bank gave was that she could not unfreeze it because she was now in a pledge state and had already made a loan on the third day after Ms. Gao deposited. After investigation, it turned out that on the third day after Ms. Gao deposited, the bank received a notice from the branch that Ms. Gao had signed a pledge guarantee power of attorney, and could lend the 1 million yuan to a real estate company.

Ms. Gao was very angry. She asked the bank why it lent money with only one notice without my consent, and asked for the so-called notarial certificate. The bank said that it was indeed entrusted by Ms. Gao herself at the beginning, but now there is no notarial certificate, and even clamored for Ms. Gao: Who should ask and who should go. What makes people angry is that the pledge period is as long as 82 years! In China, it is stipulated that the hypothecated loan time shall not exceed the maturity date of time deposit certificates.

Later, Ms. Gao came to a real estate company. Mr. Tang, the person in charge of the real estate company, said that the money was directly borrowed from the bank. As for where the money came from, who knew nothing about the power of attorney pledge, but only cooperated with the bank, and they were responsible for paying back the money. In addition, after listening to Ms. Gao's situation, Mr. Tang promised to return the money to Ms. Gao, but it took time. At present, Ms. Gao has reported to the CBRC Management Bureau, but it does not rule out that she will defend her rights through legal channels.

On January 3, 218, the media learned from the bank that there is no latest progress in the current incident. The bank said it had reported it to the local CBRC. Whether the money was returned to Ms. Gao, the bank did not respond positively. At present, the police have intervened in the investigation.

it's so scary that you can't get your money back if you put it in the bank.