What is the remittance account number of CCB to Bank of America?

First, you need at least your own identification.

Article 2: For remittance, the handling fee for individual customers is one thousandth (minimum 20 yuan, maximum 300 yuan). )

Extended data:

What kind of account do you open in Bao Er? The most common types of accounts are checking accounts and savings accounts.

cheque account

If you just want to deposit and withdraw money conveniently and the amount of funds on your books is limited, just open a basic checking account.

Personal checking account savings account

1, monthly fee 12 USD.

The minimum deposit for opening an account is $25.

It is free to withdraw money from the ATM in Bao Er. The handling fee for withdrawing money from ATMs in other banks in the United States is $2.50 each. The handling fee for withdrawing money from ATMs in other banks outside the United States is $5.0 each.

4. Students who deposit $250 at one time or keep $65,438+$0.500 in their accounts every day or are under the age of 24 can be exempted from paying the monthly management fee of $65,438+$0.20.

In other words, if you have a checking account of 1500 dollars or deposit at least 250 dollars a month or if you are a student under the age of 24, you can avoid the management fee.

Savings account checking account

Savings accounts are relatively simple. Bank of America encourages people to open savings accounts so that banks can use the money to invest and lend.

So the savings account has the function of a checking account, that is, if your card is stolen or lost, others can only use the money in your checking account. Including if your checkbook is stolen, you can only spend the money in your checking account.

The money in the savings account cannot be moved. As mentioned above, if you use the money in the savings account, you can transfer it from the savings account to the checking account, or you can withdraw money directly from the counter.

Transfer from savings account to checking account requires online banking or mobile banking app. It is impossible for the person who stole your card to do it. If you withdraw money at the bank counter or atm, you need to enter the withdrawal password, and it is impossible for the person who stole your card to know.

So, this is where a savings account is superior to a checking account. However, according to statistics, 90% of Americans have checking accounts, but only 30% have savings accounts.

1. The minimum account opening requirement is a deposit of $ 100.

2. The monthly management fee is $8.

2. If you are the preferred customer of Bank of America, you can waive the monthly fee of at least $500 per day for the first four savings accounts or the first four checking accounts and savings accounts that have been bound to the interest checking account.

In addition to the above two most important accounts, credit accounts can also be generated. That is, a bank in America applied for a credit card.

In American society, credit is the foundation of social operation, and credit card is the most important and commonly used payment method for Americans. The developed personal check and credit card system in the United States is also an important reason for the slow development of mobile payment in the United States.

What are the advantages of applying for an American credit card?

First of all, if you open a credit card, you will have credit (provided that you can open it). With credit, once you immigrate to the United States in the future, you will soon carry out many business activities. Buying a house and renting a car will leave you a lot of money, and the interest with good credit will be much less.

Secondly, the credit cards of big American banks have many value-added functions, such as cash back. If you are a person who often does all kinds of business overseas, whether staying in a hotel, booking a plane ticket or identifying yourself, it will have a good effect.

So how do you open it?

The first is to deposit some money into a credit account first. This is easy to understand, that is, I use my own money as collateral first, so that I can apply for the corresponding credit line. For example, if I deposit10,000 dollars in my credit account, then I can apply for a credit card with10,000 dollars. Once I can't repay the loan effectively, the money I saved before will become a deposit to offset the debt.

If you apply for a credit card in this way, your application will be approved, which is very helpful for you to quickly establish credit in the United States. You can apply for increasing the quota after using it for a period of time.

Second, it is more difficult for foreigners to apply for a credit card based entirely on personal credit. Even if it is approved or applied, the amount is relatively low. Usually it is about 500 to 1000 dollars.

Finally, talk about the operation of mobile banking.

BOA has a very powerful mobile banking APP, which can not only transfer money between accounts, but also transfer money to users of other banks or deposit checks with mobile phones.

When you open an American bank account, the account manager will help you open mobile banking. Mobile banking will have three security issues. I suggest that you set the answer to the security question to the same. In this way, once the security question is verified, you will not forget the answer and delay the use.

It is convenient to transfer money through mobile banking.

Online banking in Bao Er is also very convenient.

If you want to transfer money to others online, using the bank website will have a larger transfer amount. China customer service telephone number is+1 (800)997 1468.

Bank of America can open personal accounts, corporate accounts and unlimited virtual accounts with credit cards.

The above is the method of opening an account in a bank of America and the introduction of relevant information.