Can I use my passport to apply for a U.S. bank card when traveling in the United States?

There are conditions for applying for a U.S. bank card. In addition to your passport, you also need other documents. Here are the conditions for opening a bank account:

Opening a bank account

In daily life, the financial institution closest to Americans is banks. All national banks and state-chartered banks in the United States belong to the Federal Deposit Insurance Corporation. If any bank declares bankruptcy, depositors with deposits of less than $100,000 will be compensated by the Federal Deposit Insurance Corporation. Generally speaking, as long as international students choose to open a bank account insured by the Federal Deposit Insurance Corporation for their deposits, the depositor's interests will not be lost.

Foreigners opening an account in a U.S. bank need to bring their passport, driver's license, etc., as long as they can prove their identity. When Americans open accounts, it is often husband and wife, sisters, or father and son who open the same account. Otherwise, when one person encounters an accident or travels far away, it will be difficult for the other family members to withdraw funds.

The demand deposits of Bank of America are divided into savings deposits, interest-bearing check deposits, non-interest-bearing check deposits, etc. Ordinary deposits can be deposited or withdrawn every day: low interest rates. To open an interest-bearing checking account, you must maintain a certain amount of deposits (for example, a minimum of 1,000 yuan) in the bank. Otherwise, you cannot open an interest-bearing checking account. To open an interest-free checking account, you usually need a lower deposit. Some banks will send checks. , some banks require customers to buy it themselves. Banks will provide debit cards to facilitate customers' deposits and withdrawals. Credit card applications are only possible after establishing personal credit.

Time deposits have higher interest rates, but since international students have fixed expenses every semester or every month and cannot deposit money for a long time, it is not recommended to put money into time deposits. Generally, international students will choose to open a checking account and a current savings account at the same time.

The documents required to open an account are as follows:

1. Passport.

2.ID Card or driving license.

3. Social Security Card.

Settlement of foreign exchange

Generally speaking, since students holding student visas need to present proof of living expenses to the immigration officer when entering the United States, you have the following ways to show your living expenses to the immigration officer: The cost of carrying:

Cash

is usually not considered, because carrying a large amount of cash on you can make people feel intimidated just by flying for ten hours. Meanwhile, in the United States, no one carries around large amounts of cash.

Money order

Although you can make the money order payable to reduce the risk of loss when purchasing a "money order", if it is accidentally lost, it still takes time to notify the bank to stop payment and retrieve the equivalent amount. , at the same time, you need to be responsible for the inconvenience and lack of money caused during this period.