Ed3 immigrants

Link:/question/22145274/answer/96250204

Source: Zhihu.

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I saw a lot of posts in Zhihu, all about the advantages and disadvantages of insurance in Hong Kong. Have you found that the same question has a completely different answer, or even the opposite answer? Why? Because of interest. If you are a salesman in Hong Kong, you will inevitably say that the insurance price in the Mainland is expensive, and all insurance companies are liars, so the efficiency of claim settlement is not as good as that in Hong Kong. If you are a salesman in the mainland, you will conversely say that it is difficult to make claims in Hong Kong, which is not protected by law and is illegal. For the people involved, I think Hong Kong insurance does have its advantages, but it also has its own disadvantages. Everything has advantages and disadvantages. Let me compare Hong Kong's critical illness insurance with the mainland's non-dividend critical illness insurance (the mainland's critical illness insurance with dividends is not cost-effective, so it is not recommended here). By the way, the advantages of Hong Kong's savings dividend insurance are almost the same: critical illness: in fact, the mainland and Hong Kong are almost the same, and there are basically 50 kinds of better products. More, in fact, the probability of ordinary energy is very small. PS: So it's not that the more diseases, the better, as long as there are enough. There are now 77 kinds of serious diseases in the mainland. But in fact, I personally feel that it is of little significance, and there is no need to blindly pursue illness. An insurance product in the Mainland: an insurance product in Hong Kong;