How do people with different identities buy medical insurance in the United States?

Decide what kind of medical insurance to buy according to the family application and the nature of work. For example, having a green card is different from not having a green card. In recent years, insurance has become a necessity, permeating the homes of ordinary people and becoming an indispensable guarantee for every household. According to CCTV survey data, in 20 19, insurance still occupies the first place in people's investment willingness, and has become the first choice for people's investment for four consecutive years. However, the distribution of insurance is a very complicated problem. Different income levels and different tax conditions have great influence on the allocation of insurance.

For ordinary income families, there is not much cash savings, and basic insurance allocation becomes more important and necessary. The core of a complete insurance plan includes general commercial medical insurance and critical illness insurance. For middle and high net worth people, the accumulated wealth can cover basic medical expenses, but this does not mean that they do not need to pass on risks and inherit wealth through insurance products.

20 10 Obama requires all people who live and work in the United States to buy medical insurance. In the so-called national insurance plan, many self-employed and low-income groups have not bought medical insurance. If they haven't bought medical insurance in 20 15 years, they will have to pay a fine when filing tax returns that year.

Of course, quite a few of these people can't afford to pay insurance premiums, so the advantage of Obamacare reform is to subsidize the insurance premiums of low-income groups like this. As long as they can't afford it, the government will bear it. Many new immigrants don't understand this new policy and mistakenly think it is a specific insurance, but it is not. It is a series of policies, including various guarantees. Generally speaking, it is a financial subsidy for medical insurance for relatively low-income groups.