Top ten investment methods in the world

In theoretical economics, investment refers to the purchase (and thus production) of capital goods-goods that will not be consumed but will be used for future production. Examples include building railways, or factories, cleaning the land, or sending yourself to college. Strictly speaking, investment is also a part of gross domestic product (GDP) in the formula of GDP=C+I+G+NX. In that respect, the function of investment is divided into non-residential investment (such as factories, machinery, etc.). ) and residential investment (new house). According to the correlation of I=(Y, I), investment is closely related to income and interest rate. The increase in income will promote higher investment, but higher interest rates will hinder investment, because the cost of borrowing money becomes more expensive. Even if enterprises choose to invest with their own funds, the interest rate represents the opportunity cost of investment funds, not the interest on loans.

Financial aspects

In the financial field, investment means buying securities or other financial or paper assets. Valuation is a method to estimate the value of potential investment. The types of investment include real estate, securities investment, gold, foreign currency, bonds and stamps. After that, these investments may provide future cash flows, and their value may increase or decrease. Investment in the stock market is carried out by securities investors.

investment securities

Securities investment refers to the investment behavior and process that investors (legal persons or natural persons) buy stocks, bonds, funds and other securities and their derivatives to obtain dividends, interests and capital gains, and is an important form of indirect investment.

1, Principles of Securities Investment

(1) Principle of optimal combination of benefits and risks:

The best combination of income and risk is to maximize income as much as possible under the premise of certain risks; Or on the premise of a certain income, minimize the risk;

(2) the principle of diversification:

Diversification of securities and establishment of scientific and effective securities portfolio;

③ Principle of rational investment:

Securities investment should be carefully invested after analysis and comparison.

2. Opening of securities investment accounts

To invest in securities, you need to apply for a corresponding investment and wealth management account in a large securities company with a full-service license. Investment and wealth management accounts can be used for a series of financial instruments such as stocks (including A shares, B shares, H shares, etc.). ), bonds (including government bonds, corporate bonds, etc. ), futures (including financial futures such as stock index futures and foreign exchange futures, binary options such as Meetrader, commodity futures such as metal futures and agricultural products futures, etc. ) make annual securities investment. The opening of a securities account can be handled in the business department of a securities company, and it needs to be handled within the trading day.

3, the role of securities investment

(1) Securities investment provides an important channel for social financing and is an effective way for all kinds of enterprises to directly finance;

(2) Securities investment is conducive to standardizing capital investment and improving the efficiency of capital use, thus guiding the rational flow of resources and realizing the optimal allocation of resources;

(3) Securities investment is conducive to improving enterprise management, improving enterprise economic benefits and social visibility, and promoting the rationalization of enterprise behavior;

Securities investment provides an important means for the central bank to implement financial macro-control and is of great significance to the sustained and efficient development of the national economy.

Investment club

Investment clubs are groups that often meet for the purpose of investing money. Their investment targets are usually stocks and other publicly traded securities. Various network groups specializing in this kind of investment are constantly emerging, which also promotes the prosperity of American personal investment.

Invest overseas

For the high-net-worth investors in China, it has become more and more difficult to get a good return on investment in the past few years due to the violent fluctuation of the stock market and the macro-control of the housing market.

Compared with foreign markets, China stock market, firstly, lacks a mature hedging mechanism with short selling and leverage as tools, and cannot achieve absolute returns like overseas hedge fund investment. Secondly, due to the lack of supervision, insider trading in China stock market is a serious problem, and individual investors without insider information are at an obvious disadvantage in stock market trading. Third, due to the unreasonable listing mechanism of companies, the stock market often becomes a channel for listed companies to circle money and lacks the value of long-term investment. Finally, due to the lack of independent supervision of domestic financial audit companies, it is easy to cause financial fraud of listed companies, which further increases the risk of long-term investment in the stock market.

Due to the rapid growth of housing prices in the past few years, the government has to intensify macro-control to curb speculation in the real estate market. The era of profiteering in China's real estate investment is over. Therefore, high-net-worth groups began to stay away from the housing market and consider other investment channels. In recent years, overseas investment has become the choice of many high-net-worth investors for many reasons:

1, pursuing absolute return on investment;

2. Internationalization of asset allocation;

3. Decentralized asset allocation;

4. Security of assets;

5. Immigration;

6. Children studying abroad;

7. Overseas house purchase for the purpose of leisure and vacation;

8. Enjoy lower interest rates on overseas loans.

As a possible overseas investor, you should first answer the purpose of investing overseas.