You can't immigrate if you pay endowment insurance.

1. If the parties have taken photos and settled down (immigrated), they can no longer enjoy the social security paid in the Mainland (the mainland accounts will be cancelled after the parties emigrated);

2, the parties to settle abroad, before the cancellation of the account, the parties can apply for a one-time settlement of the pension insurance "personal account" balance (extraction), and terminate the social security relationship;

3. When going through the formalities: the parties concerned should go to the original employer, fill in the Application Form for Termination of One-time Payment for Insurance, bring the certificate of cancellation of household registration issued by the public security organ and the certificate of settlement issued by the country of residence, go through the formalities for termination of the pension insurance relationship at the handling institution, and receive all the storage amount in the personal account.

The Social Insurance Law of People's Republic of China (PRC) stipulates that:

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years at the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.