What are the benefits of paying an enterprise annuity? There are three advantages.

1. Enterprise annuity can reduce the pressure on the government to provide for the aged, improve the security level of the whole society and improve China's social security system. Therefore, the government strongly advocates the development of enterprise annuity, guides and regulates enterprise behavior through preferential tax reduction and exemption policies, and implements strict supervision and management of market operation;

2. Annuity is a kind of deferred payment, which encourages employees to serve the enterprise for a long time by setting transfer or payment conditions; Annuity system is a part of enterprise salary and welfare system, which can effectively improve employees' work enthusiasm;

3. Enterprise annuity can improve the living standard of employees after retirement and guarantee the life of the elderly. The establishment of enterprise annuity enables employees to obtain supplementary old-age security in addition to basic living security after retirement.

These are the benefits of paying enterprise annuity.

How to extract enterprise annuity

1. For employees who reach retirement age, they can directly apply to the unit for one-time or installment withdrawal of individual enterprise annuity;

2. For employees who decide to emigrate, they can choose to apply for all individual enterprise annuities at one time;

3. For employees who have lost their ability to work due to illness, they can apply to the unit for a one-time or phased enterprise annuity;

4. For employees who died unexpectedly before retirement, their heirs can apply for a one-time enterprise annuity.

What is the use of enterprise annuity?

1, which is beneficial to employees' pension: enterprise annuity is another guarantee on the basis of pension insurance. Employees' participation in enterprise annuity is equivalent to increasing pension accumulation and further improving the income level and quality of life after retirement;

2. Conducive to the development of enterprises: the establishment of enterprise annuity is conducive to improving the employee compensation system, showing the good culture of enterprises, enhancing the attraction to talents, stabilizing the workforce and promoting the development of enterprises;

3. Can increase income: Enterprise annuity requires both companies and individuals to pay. As long as you work in the company for a certain number of years, the money paid by the company will be transferred to the employee account, which is equivalent to an extra income. And these money will generally be handed over to professional investment institutions for care, which can be invested and added value.

This article mainly aims at the knowledge points about the benefits of paying enterprise annuity, and the content is for reference only.