Can medical insurance be refunded?

Yes, whether it is employee medical insurance or urban and rural medical insurance, it is the welfare of the country and the basis of everyone's medical security. General outpatient service, hospitalization, chronic disease and specific outpatient service can be reimbursed to ensure that everyone can afford it. Generally speaking, once the payment is successful, employees' medical insurance and urban and rural residents' medical insurance cannot apply for a refund.

1. However, it can be returned if:

1, medical insurance for urban and rural residents

(1) When the household registration is cancelled, the insured person dies or the insured person moves abroad, the medical insurance for urban and rural residents can be surrendered.

(2) Note, however, that there is a time limit for this application to refund the insurance premium. Fees paid before New Year's Day can be refunded, and fees paid after New Year's Day cannot be refunded.

2. Employee health insurance:

(1) If you are a foreigner, you can apply for returning the part paid by the individual after leaving the company, but the part paid by the company cannot be returned.

(2) If you can't surrender halfway, you can only return it if you die, go abroad to settle down or pay less than 15 years, but you can only return the personal part and the unit part.

Two, the specific medical insurance surrender process is as follows:

1. The insured person applies to the medical insurance management center for urban and rural residents.

2. Submit relevant application materials and fill in the Application Form for Surrender of Basic Medical Insurance for Urban Residents.

3. The staff shall review the relevant information of the insured, review the qualification of surrender, give medical insurance surrender to those who meet the requirements, and issue the Notice of Surrender of Basic Medical Insurance for Urban Residents.

4. The applicant shall go to the Finance Department of the Medical Insurance Management Center for urban and rural residents for medical insurance refund with the refund notice.

Generally speaking, when treating minor ailments and pains, medical insurance can be used for reimbursement to reduce economic expenses. Medical insurance can only reimburse some medical expenses within the scope of social security. Treatment expenses outside the scope of social security, self-funded drugs, such as imported drugs, targeted drugs for cancer treatment, but not within the scope of medical insurance, equipment costs need to be borne by themselves. So we need to buy medical insurance to help us avoid risks and protect our treatment costs.

Millions of medical insurance is also used to reimburse the medical expenses of our sick hospitalization, but the coverage is wider. A few hundred dollars of premium can buy millions of insurance coverage, and serious illness can also be reimbursed. Very cost-effective. The deductible is usually 1 0,000, and it is not limited to social security drugs. 1 0,000% reimbursement.

In addition, some million-dollar medical insurance also has value-added services, such as hospitalization advance payment, to solve the problem that it is difficult to raise enough funds in a short time to treat serious diseases. Generally speaking, Million Medical Insurance is a product that can effectively protect the treatment cost of major diseases and transfer economic risks, and it is very practical. Therefore, I suggest that you allocate millions of medical insurance after purchasing medical insurance to give yourself more protection.