The deposit problem of going to the United States for postgraduate study

1. The so-called deposit refers to the financial statements required by the school, in order to prove that you are still capable of paying off all your expenses in the United States without working or getting a scholarship. Generally, you will be required to submit one when you apply for a school and one when you apply for a visa. The two copies will be slightly different.

2. Financial statements mainly refer to bank statements, which are the deposits of yourself or your guarantor in the bank. When applying for a school, the required bank statement is usually required to cover all expenses (including tuition and living expenses) in your first year in the United States. So the bank statement you need to apply for a school depends on the tuition, accommodation and consumption in your city. The school will give an average approximate figure on the website as long as your bank statement exceeds the amount required by the school. Because most American schools cost about $20,000 to $40,000, plus living expenses, the annual cost is about $30,000 to $50,000. So 300,000 is a relatively safe number. Because you don't usually apply to only one school, the bank statement issued at the time of application must be the one with the highest score. Of course, it is not excluded to apply for some expensive private schools. I'm afraid 300 thousand is not enough

3. A stock account is not allowed, just like a real estate license is not necessarily allowed. Because the value of these two things is not constant, especially stocks, no one knows whether they will go up or down. Therefore, if you want to study abroad, you'd better ask your parents to cash out this part of the funds from the stock when you apply (about 10 to 12 of the previous year).

When you open a bank statement in the bank, there is usually a freezing period. As long as this freeze period is over, the money can be used. Of course, I hope this freeze period includes your application period (1 1 ~ February of the previous year) and your visa period (June to August of the following year). Of course, the bank statement can be issued twice, once when applying for a school and once when applying for a visa.

The following is the difference between two bank statements. Only one year's fee is required to apply for the school with bank statement. But when signing a visa, the visa officer should see that you have the ability to pay all your expenses in the United States. This is why it is necessary to issue proof of parents' income and so on. Therefore, assuming that the income certificate your parents can issue is not high enough, or you can't issue a complete tax payment certificate for various reasons, which proves that your parents can set aside money to pay for your study in the United States without affecting their normal expenses this year, then when preparing financial statements, the bank deposit should be appropriately high. This is more convenient for visas to pass.

6. When applying for studying in the United States, the bank statement does not have a long shelf life, and there is not much time to prepare in advance. During your study abroad, this part of the funds will naturally be used to pay for your tuition and living expenses in the United States, of course. However, it is recommended that the sooner you prepare, the better.

7. If you study economics, do you still study economics when you go to the United States for graduate school? If it is economics, is it economics of theoretical research or economics of practice, management or finance? These two directions are very different. Most of the former majors are in science colleges, economics colleges and even engineering colleges. What you need to take is GRE. The latter are mostly in business schools and management schools. What you want is GMAT

8. apply for a master's degree in American economics. Don't worry about school problems at all. Almost every university offers related courses. But if you need to apply for an excellent university, the difficulty will be doubled. Business has a high demand for foreign languages. Generally, it is more convenient to apply for a top 100 school, and your TOEFL score basically needs to be above 100. Of course, other excellent conditions are also important.

9. Your information is incomplete, so I can give you little advice. If in doubt, please contact again.