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Anshan second-hand housing transaction process
Anshan second-hand housing transaction process: 1. Appraisal: Go to the core of urban real estate transaction to go through the appraisal procedures, and determine the appraisal price according to the age, floor and lot of the house, which is generally lower than the buying and selling price of the house market. 2. Fund supervision: the down payment of the loan shall be deposited in the account designated by the Real Estate Bureau. If you buy a house in cash, you can voluntarily go to the real estate bureau for fund supervision, but the amount of fund supervision cannot exceed the evaluation price. 3. Examination and approval of bank (provident fund) loans: Loan customers apply for loans at CCB, BOC and provident fund management centers with loan real estate appraisal reports provided by real estate transaction centers (CCB and provident fund centers) or appraisal reports issued by appraisal companies designated by BOC, ID cards of buyers and sellers, marriage certificates, household registration books, house purchase agreements and income certificates of buyers and spouses. 4. Guarantee by the guarantee company: for the approved loan, the buyer signs a loan contract with the bank and goes through the guarantee formalities at the house purchase guarantee company. 5. Bank (provident fund) loan: The bank will transfer the money into the fund supervision account of the Real Estate Bureau according to the guarantee contract. 6, to the real estate bureau for property transactions. 7. The buyer gets the title certificate and the seller gets the money from the real estate bureau. "Measures for the Administration of Commercial Housing Sales" Article 34 A real estate development enterprise shall entrust a unit with real estate surveying and mapping qualifications to conduct surveying and mapping according to the project before the commercial housing is delivered for use, and the surveying and mapping results shall be reported to the real estate administrative department for examination and approval before being used for housing ownership registration. Real estate development enterprises shall, within 60 days from the date of delivery of commercial housing, submit the information required for housing ownership registration to the real estate administrative department where the housing is located. Real estate development enterprises shall assist the buyers of commercial housing to handle the procedures of land use right change and house ownership registration.
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