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I am a new immigrant from Hong Kong. If I want to buy a house, can I get a mortgage? What is the procedure?
Hong Kong's mortgage can only be accepted by banks if there is a long-term fixed income to prove that there is enough repayment. In addition, don't make a reservation at will. You'd better go to the bank and ask if your financial situation is sure to approve the loan for the house you want to buy, and then make a reservation. Otherwise, book here, you won't get enough money there, or even refuse the mortgage, which will be miserable.
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