What is the housing policy in Fuzhou?

Every city has relevant policies to buy a house, and there is a certain gap. I believe that most people don't know much about Fuzhou's housing policy, and what conditions and materials are needed. Then, the following small series will share with you what the policy of buying a house in Fuzhou is, and what conditions and materials are needed to buy a house in Fuzhou.

1. What is the housing policy in Fuzhou?

Fuzhou housing policy is as follows:

1. According to the interest rate pricing mechanism of Fuzhou real estate market, the households with registered residence in five urban areas of this city already own a house, and the down payment ratio for the loan to buy a second house is not less than 50%.

2. Residents who are not registered in the five districts of this city cannot obtain the qualification to buy houses in the five districts of this city by paying personal social security or personal income tax.

2. What are the conditions for buying a house in Fuzhou?

1. Housing conditions of registered residents in the province: you don't need to submit tax payment certificates or social security payment certificates for a certain period of time to go through the formalities of signing a contract, lending, property registration and so on when buying a house in the province.

2. Conditions for a foreign household registration in Fuzhou to buy a house in the fifth district of Fuzhou: tax payment certificate, medical insurance and social security certificate in Fuzhou 1 year or above are required. If you use provident fund loans, you must continue to pay provident fund for more than 6 months.

3. Only one set of commercial housing can be bought, and the second-hand housing after the loan is repaid is not counted. The number of housing units recognized by the purchaser does not include self-built houses, housing reform houses, inherited houses, resettlement houses, and second-hand houses that have been repaid. The number of housing units can be inquired at the registration center of the Housing Authority.

3. What materials should I bring to buy a house in Fuzhou?

1. Household registration book or household registration certificate of origin.

2. One-time payment to buy a house provides ID cards, and mortgage to buy a house needs to provide ID cards for both husband and wife.

3. If you are married and get a license, you need to provide a marriage certificate.

4. Income certificate issued by the company.

Summary: The above is what policies Bian Xiao shared about buying a house in Fuzhou, and what conditions and materials are needed to buy a house in Fuzhou. I hope it will help everyone. Knowing Fuzhou's housing policy in advance can help you buy a house smoothly and avoid detours.