The influence of parents buying medicine with their children's medical insurance card

Medical insurance card has an impact on brushing medicine for parents.

If you use the medical insurance card to brush your parents' medicines and buy medicines for treating chronic diseases, you will leave a record of purchasing medicines. After you apply for insurance or insurance claim, conducting an investigation may affect your insurance or claim.

Because the medical insurance card is a special card for personal account of medical insurance, it uses the personal ID number as the identification code to store and record the detailed information of personal ID number, name, gender, account fund allocation and consumption.

The money in the medical insurance card can't be taken out, so you can only go to the designated hospitals and pharmacies for medical treatment and medicine purchase.

But in the following three cases, the money in the medical insurance card can be withdrawn and used:

1. Termination of the use of the medical insurance card: if the insured person dies, the relatives can go through the surrender formalities with the death certificate;

2. Transfer of the insured: handle the surrender formalities with the certificate issued by the public security department;

3. Transfer in different places: After local insurance, the balance of medical insurance account can be transferred to a new account.

Medical insurance cards generally cannot be withdrawn or transferred. The reimbursement amount of medical insurance card is 4 times of the average salary of local social workers (1 year cumulative value). The money in the medical insurance card can be used to buy medicines at designated pharmacies to pay for outpatient and emergency expenses, but it does not belong to the category of reimbursement, because the money in the medical insurance card is the money in the medical insurance personal account. The reimbursement of medical insurance card is limited to the medical expenses above hospitalization in designated hospitals due to illness and some accidents.

What are the methods for handling medical insurance cards?

1. The insured holds his valid ID card (ID card, household registration book, etc.). ) and apply to the neighboring county medical insurance center, which will handle it on the spot.

2. The insured can also apply to the medical insurance service point (hereinafter referred to as the service point) of the adjacent street (town). The service point will be completed within three working days. The insured shall collect the medical insurance card at the service point within the specified time.

3. The insured may entrust others to handle it on his behalf. When handling the transaction, the trustee shall carry his valid certificate and the valid certificate of the insured.

4. When the employer handles it centrally, it can go to the county medical insurance center with the employer's letter of introduction and the valid certificate of the handling personnel, and then the employer will issue medical insurance cards to the insured.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Article 28 of the Social Insurance Law

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.