What is the travel medical insurance for Canadian investment immigrants? What do you mean?

Introduction to the welfare of Canadian investment immigrants

1. Old-age income security plan

The source of this insurance is national tax, including pension fund, guaranteed income subsidy and spouse subsidy. The beneficiaries of the old-age security fund are all citizens, but they must meet two conditions: first, they must be 65 years old; Second, after reaching the age of 65,438+08, he has lived in Canada for more than 65,438+00 years. The amount of this insurance varies from person to person. As the name implies, the guaranteed income subsidy is a kind of directional insurance, and investment immigrants are aimed at some low-income elderly people. According to the standard of199765438+February, the single person is 482 Canadian dollars per month and the spouse is 365438 Canadian dollars per month. Spouse allowance is targeted at people aged 60-64 who do not enjoy the pension fund and widowed elderly aged 60-64. At present, about 654.38 million people have benefited from this subsidy, most of whom are women.

2. Health benefits

The government allocates about 4.8 billion Canadian dollars to health care benefits every year. All provinces provide low-cost and high-quality health care plans (free in Manitoba). Except for dentistry and ophthalmology, patients only need to pay for prescription drugs. If your family doctor thinks you need hospitalization or even surgery, all the expenses will be paid by the medical insurance plan. During hospitalization, patients do not have to pay for food, medicine and other expenses. Most prescription drugs for the elderly over 65 and those receiving social assistance are provided free of charge.

3. Holidays

The Canadian government stipulates that full-time employees can get two weeks (ten working days) paid vacation every year after working for one year; After working for five years in a row, you can get three weeks' paid vacation every year. Holidays cannot be replaced by wages. Employees must not be dismissed because of pregnancy. In addition, you can get unpaid maternity leave, continue to keep your pension or medical plan, and return to your original job after maternity leave. During maternity leave, pregnant women can apply for employment insurance EI.

Global immigration experts introduced that the welfare of Canadian investment immigrants is very good. Because these investment immigrants have contributed to the Canadian economy, the Canadian government attaches great importance to pensions and welfare benefits.

4. Registered retirement savings plan (RRSP).

This is a voluntary guarantee project. This money comes from my investment savings, which generally does not exceed 18% of my salary, so it can be tax-free. Private enterprises also have pensions, called private enterprise pensions. That is, the employer chooses an insurance company and signs an insurance agreement with the employees of both parties, and both parties will also pay for it. This kind of savings accumulation ensures that the widowed party can get at least 60% of the balance, so it is very popular with both parties. The civil servant pension plan is an extra retirement income provided by the government for employees, and the amount is quite high. This alone accounts for 75% of personal salary. This welfare enjoyed by civil servants is much more generous than that enjoyed by employees in private enterprises.