Precautions for immigrating to Australia: What is Australia's medical system?

Living in Australia is a happy and enjoyable thing, and medical care accounts for a large proportion of the welfare of Australian immigrants. Let me talk about the matters needing attention in the life of Australian immigrants and the interpretation of the medical system.

Brief introduction of Australian medical system

Compared with other developed countries, the average life expectancy of Australian residents is relatively long, 78 years for men and 83 years for women. This can be attributed to Australia's perfect medical system to some extent.

1984 Australia has established a medical security system suitable for most citizens, covering surgery, various hospital services and prescription drugs. Most health care projects are funded by government taxes, and the fees are free. The data shows that the Australian government has funded about 70% of the country's medical expenses. Among them, 67% is paid by the federal government, and the remaining 33% is paid by local governments. In Australia, there are three major national medical insurance schemes, namely, general medical insurance, drug remission scheme and fee remission policy for using private medical institutions. In addition, about half of Australian citizens will choose a commercial insurance for themselves to obtain a wider and more comprehensive medical insurance, covering dental care, eye care, foot care, physical therapy and so on. After the purchase, the government will reimburse 30% of the expenses in the form of medical funds or direct payment bills.

Introduction of Australian medical insurance

Australia is an "all-insurance country". Without insurance, you can't move. Unlike China, his medical system is divided into two branches: public and private. Accordingly, medical insurance is divided into two parts: national medical insurance and private medical insurance.

1. National medical insurance

People living in Australia (except norfolk island) are eligible if they meet one of the following conditions:

? Australian nationality

? permanent visa

? New Zealand citizenship

? Permanent resident status

? Have applied for a specific permanent resident visa.

? A valid visa to work in Australia

? Hold a valid visa and one of the parents, spouse or children is an Australian citizen.

? Hold a valid visa, and one of the parents, spouse or children has permanent resident status.

With this insurance, medical care is free in most cases, including family doctors, public hospitals and some specialized clinics that support large bills. The protection scope of Australian federal medical system mainly includes: inpatient medical treatment, outpatient medical treatment and drug welfare.

In short, medical insurance is provided by the government, and only Australian residents and those who have permanent residency can enjoy it. This is a bolt from the blue for us international students. It is not negotiable to overdraw the living expenses without insurance in Australia. Fortunately, there is also a private medical insurance that can help us see a doctor:

2. Private medical insurance

Private medical insurance exists because public medical insurance cannot cover all aspects, so it is more like icing on the cake for local people. However, high-income Australian citizens (personal annual income is higher than 7.7 Australian dollars &; If the annual household income is higher than 154000 Australian dollars, private medical insurance must be purchased, otherwise the personal income tax will be subject to a surcharge of 1%. The following are the places where public medical care cannot be reimbursed, but private medical care can help you reduce the burden:

? Physical examination required by life insurance, pension management companies or other member institutions (such as insurance companies, employers or government agencies);

? Receiving medical treatment that is not clinically needed, such as cosmetic treatment;

? Ambulance fee (in some areas, the state government provides free ambulance service for retired and low-income people or residents of the state, such as Queensland and Tasmania);

? Most dental examinations and treatments;

? Most of the expenses for physical therapy, prosthesis, chiropractic, home care, etc.

? Acupuncture (unless recommended by a doctor);

? Myopia glasses and contact lenses;

? Hearing AIDS;

? Home care;

? Cardholder's medical expenses abroad.

Matters needing attention in immigrant life

Language exchange and communication. English is the official language of Europe, so it is best to learn English in advance before immigration, at least for simple daily work and life communication. The study of this immigrant language is very different from your English study in the exam. Basically, in the process of learning, the requirements for grammar and sentence patterns are not high, and the most important thing is to complete daily communication. For people whose mother tongue is English, even if they use the wrong words or the grammar is completely wrong, they can know what the other person is saying according to the situation at that time, so that the time for learning grammar and sentence patterns can be reduced when learning.

Learn local living habits and customs. Living habits and customs vary greatly in different countries, especially in etiquette. If you don't study in advance, it will easily lead to unnecessary misunderstandings, and even involve personal and property safety and life safety. Therefore, we must know the local living habits and etiquette before emigrating. The easiest way is to get in touch with China people who have emigrated to Australia in advance. Now there are relatively large Chinese communities in many parts of Europe. If you want to immigrate to the whole family, you'd better live in a Chinese community to facilitate communication between children and their parents.

In addition, the price level in Australia is still high compared with that in China, so you must have a full understanding of local prices before emigrating to ensure that your savings can support the normal living expenses for a certain period of time. If young people emigrate, they'd better find jobs locally. People with higher professional skills are more popular in Australia, with higher wages and better development prospects.

1. When communicating with Australians, it is best not to talk about rabbits.

When communicating with Australians, it is best not to talk about rabbits, but to talk more about sports and travel. Australians think rabbits are unlucky animals and have very special taboos about rabbits.

Remember to be punctual and pay attention to appearance.

Australians are very polite and pay great attention to the manners in public places. They never make noise in public places. New immigrants have just arrived in Australia and need special attention. Don't shout in public because of novelty or surprise.

Australians are very easygoing. They pay great attention to the appearance of public places. Most men have no beards. When attending formal occasions, they wear suits and ties, while women wear suits and skirts.

In social situations in Australia, small gestures such as stretching and yawning are forbidden. Besides, many Australian men don't like hugging each other or hugging each other tightly.

Australians have a strong sense of time. They must contact in advance and keep the appointment on time. The most appropriate gift is to bring a bouquet of flowers to the hostess or a bottle of wine to the hostess. Australians have a strong sense of time. Punctuality in dating and not contacting in advance are taboos in Australia.

Business is not discussed at the dinner table.

Like many western countries, Australia is also a country that advocates equality. Australians don't like telling others what to do with orders, and they don't like others to speak with orders.

Eating with business partners is simply a meal, which is different from the table culture popular among businessmen in China. New immigrants should not think that having dinner with business partners will make business easier. In the eyes of Australians, business cooperation and friendship do not need to be established at the dinner table.

4. Don't take pictures of children casually.

Don't take photos of children under 14 in Australia. According to Australian law, it is illegal to take pictures of children without parents' consent. Besides, don't touch the child's head casually. This is an expression of affection in China, but it may be considered as infringement in Australia.

There are still many taboos and manners about Australia, and new immigrants will gradually understand them after they arrive in Australia. It's best not to bring some domestic living habits to Australia, respect others, pay attention to discretion, don't test others' privacy, and keep your distance, which will be more popular among Australians.