What should I pay attention to when I go to Canada to buy a house and live in it?

(1) Generally, mortgage loans are used to buy real estate. The level of mortgage is measured by the income of individuals and families and the financial assets saved. If it is not suitable, the repayment plan of buying a house or mortgage repayment may become a huge burden on family finance _ even lead to personal and family bankruptcy; (2) Accumulate enough down payment _ The more down payment _ The lower the loan interest rate and handling fee _ The down payment can be as low as 5% for first-time buyers, but they need to buy housing loan insurance. If the down payment is low, the subsequent loan interest may be much higher. Therefore, we should weigh the advantages and disadvantages of down payment _ compare the yield of other investments with the mortgage interest rate; (3) Choose a reasonable mortgage loan method and term. The Canadian government encourages foreigners to invest in real estate, and its policy on buying a house is basically the same as that of Canadians. The only difference is that all Canadians should be included in the credit evaluation system, and the down payment ratio is 25%. For foreigners, the down payment must reach 35% of the total amount, the loan period is 25 years and the loan interest rate is 5%-5.2%. "/zd/ym "