Irish pig immigrants

This is the answer that Baidu knows, and I hope it will help you, but this is an application for corporate loans. In fact, the concept is the same.

loan application

First, the basic situation of the enterprise:

(A) the basic situation of the enterprise

Xx company is mainly engaged in the slaughter of pigs, cattle and sheep (secondary), the processing and sales of livestock and poultry, and the breeding of pigs, cattle, sheep, chickens and rabbits; Wholesale and retail of metal materials, building materials, chemical products, general machinery, electrical equipment, wires and cables, instruments and meters, Wujinjiaodian, and sales of automobiles, motorcycles and parts; Acquisition of waste materials and recycling and dismantling of scrapped cars. The registered capital is xxx million yuan, and the enterprise is a limited liability company. There are xxx employees, including xx university graduates, xx technical secondary school graduates and xxx professional technicians. Since its establishment, xxx Co., Ltd. has been rated as xxx "Consumer Trustworthy Enterprise", xxx "Contract-abiding and Credit-abiding Enterprise", "Top Ten Private Enterprises", "Big Taxpayer of Private Enterprises", "Advanced Private Enterprises" and "Advanced Collective in Business Work" for many times. It is one of the private enterprises with strong xxx market and key protection, and it is the leading enterprise of livestock and poultry breeding in our county.

Xxx Group has strong development potential and brand advantages, and has been dedicating to the society and returning to the public with the enterprise spirit of "honesty, efficiency, pragmatism and dedication". The business philosophy of "honesty, brand building, high-quality service and market winning" has become an important support for livestock and poultry breeding and food development in xx, and has made great contributions to the development and prosperity of local economy in xx.

Mr. xxx, the chairman of the board, was born in xx, graduated from MBA (Business Administration Course) of Tsinghua University, joined the army in XX, and retired to work in xxx Company in XX. Xxx, in the spirit of keeping pace with the times and pioneering, left his job without pay to start a business in X month of xxxx year. At present, he is a member of the Standing Committee of xx CPPCC, vice chairman of xx Federation of Industry and Commerce, vice chairman of xx Glorious Career Promotion Association, special inspector of xx People's Procuratorate, law enforcement supervisor of xx Public Security Bureau and member of xx Hardware Chamber of Commerce. He has won many honors such as "Director (Manager) of Advanced Private Enterprise", "Outstanding Member of Federation of Industry and Commerce", "Glorious Entrepreneur" and "Star of Laid-off Entrepreneurship and Re-employment" in xx City. Xxx is an entrepreneur who stresses honesty, is good at management, understands management and is full of practical spirit. Under his leadership, xxxxx Company has continuously introduced advanced modern enterprise system, consolidated the foundation of enterprise management, built excellent corporate culture, adhered to the business policy of "high quality, high efficiency, honesty and customer service" and the business purpose of "quality is gold, service is the heart", worked hard in unity, kept pace with the times, constantly strived to expand to a new breadth and depth, and created a highly professional spirit, efficient innovation spirit and high efficiency. Taking food production and processing as the leading factor, we will build the brand of "xx brand assured meat", create first-class products with super-era style, and establish a high-quality, high-level xx comprehensive enterprise.

(2) The credit status of the enterprise as a legal person

The company always stresses credibility and abides by contracts. At present, it has a credit relationship with xx Branch of China Bank and xx Union of Rural Credit Cooperatives. In the process of communication with the bank, always pay interest and repay the loan principal on schedule. The performance rate of contracts signed with business customers is 100%, and it has been rated as a contract-oriented and credit-oriented unit by relevant departments for many times. It was rated as AA-level enterprise by xx Branch of China Bank and AAA-level enterprise by Chongqing Credit Union.

The company is in good operating condition, with strong management ability, strong operating ability and profitability, high credibility and promising development prospects. In order to expand the scale of operation, expand enterprises and develop new projects, but the liquidity of enterprises is insufficient, we are now applying to the Agricultural Development Bank for project loans and short-term liquidity loans. Because the company has good business projects, good benefits and sufficient sales revenue and cash inflow, the company promises to repay your loan and interest on schedule. Therefore, xx Company is fully capable of repaying your project loan and short-term working capital loan to ensure the safety of your loan.

(3) Operating equipment and licenses

The business license is complete. The company has 1 secondary livestock and poultry slaughtering and processing plant in xx city. Is xxx pigs, cattle and sheep slaughter and pig purchase and sale of key enterprises. It has a national standard second-class mechanized slaughterhouse and advanced refrigeration facilities, and can slaughter xx million pigs, xx million cattle and sheep and xxx million rabbits every year. Pig farm 1, rabbit farm 65438.

(four) assets and liabilities and production and operation.

The company has been engaged in livestock and poultry breeding and processing, pig and cattle slaughter, intensive processing and export of livestock and poultry products for more than xx years, and has achieved good business performance. In 2005, the company slaughtered xxxxx pigs and X million rabbits, slaughtered and processed xx million pigs, cattle, sheep and rabbits, with annual sales of xxxxx million yuan, realized profits of xxx million yuan and paid taxes of xx million yuan. Main financial indicators of the company in recent two years

Unit: 10,000 yuan

2004, 2005

total assets

floating assets

fixed assets

current liabilities

net asset

Sales revenue

Profit-liability ratio

liquidity ratio

current assets turnover

Operating gross profit

Total assets profit rate

(For details, please refer to the financial statements of 2004 and 2005)

(five) the credit rating of the enterprise and the two-year loan principal and interest:

Our company has a credit relationship with xx Branch of Bank of China and xxx Rural Credit Cooperative Association, and all of them have repaid the principal and interest of working capital on schedule, and were rated as AA-level enterprises by xx Branch of Bank of China and AAA-level enterprises by xx Credit Cooperative.

Two. Project loan and working capital loan forecast

(A) xx quality meat rabbit production base construction project

1. construction scale: the annual output of high-quality commercial meat rabbits is xxx million, and 1 rabbit farm and 1 high-quality commercial meat rabbit demonstration farm are planned. The specialized xxx households in the breeding community will be implemented in six immigrant towns such as xx, xx, xx and xx, and eight towns and villages in xx * * *.

2. Total investment: controlled at xxxx million yuan;

3. Financing plan: apply for industrial investment subsidy of xxx million yuan, self-raised xxx million yuan, loan of xxx million yuan, and farmers' investment of xxx million yuan, subject to financial evaluation.

4. Project operation mode: company+community+farmers. The company is responsible for providing rabbit breeding, technical services and recycled products.

5, xxx quality meat rabbit production base construction project preliminary work

(1) On February 23rd, 2003, 65,438+invested RMB 10,000 to bid for the farm of xxx company in xxx town. The farm covers an area of xx mu, including xx mu of land use right, xx mu of housing construction and xxxx square meters of housing construction area. The buildings are mainly feeding pens, feed processing rooms and feed warehouses. It is intended to be used for the construction of xx million high-quality commercial meat rabbits demonstration field.

(2) In April 2005, xxX Company invested xX million yuan to build a new sewage treatment facility, which was put into operation in June 2005.

(3) In May 2005, after renting the original xxx winery with an investment of xxx million yuan, it was rebuilt into a rabbit farm with an investment of 530,000 yuan (including civil engineering and feeding facilities and equipment), and more than xxxx rabbits from New Zealand, California and Belgium were raised in the existing pens. The farm covers an area of 20 mu and 9 mu, of which the breeding area of rabbits is xxxx square meters.

(4) Signed a contract with xxx households in X township, such as xxx, XXX, etc.

(2) Operating working capital loan projects.

1, the company is a national second-class designated slaughterhouse in xx city, with advanced slaughtering facilities and refrigeration equipment. With the popularization of cold meat, the operation has promoted the rapid development of our company's export meat products business, which will increase substantially and will also bring about an increase in capital demand.

2. The company's livestock and poultry breeding is located in xxx, Xiadukou, xxxx Town, covering an area of xx mu and operating area of xxxx square meters. It is the industrial commercial pig breeding base of xxx "company+farmer", which mainly breeds "foreign ternary" and hybrid binary pigs. Intensive cultivation of new British strains, foreign binary breeding pig xxx, commercial pig xxxx. It is planned to expand the scale of self-propagation and self-support to xx million commercial pigs a year, which is now being implemented.

(III) In order to expand the business volume and scale of the company, it is urgent to inject a large amount of funds, and it is planned to apply for a short-term working capital loan of xxx million yuan. Its current working capital is xxx million yuan, and the company needs xxx million yuan, so it should increase its working capital by XXX million yuan.

The above-mentioned aquaculture project loans and short-term working capital loans of the company are in line with the loans supported by leading enterprises in agricultural industrialization of your bank.

Third, the benefit forecast

(A) Breeding project forecast

1, this project * * * establishes xx meat rabbit breeding community and develops xxx large-scale breeding households, which can increase the income of large households by xxx million yuan, with an average net income of xxx million yuan per household. At the same time, the number of farmers who have benefited has reached xxxx, including xxxx local migrants, which can increase the per capita income of farmers (migrants) by xxx yuan, and the benefits of farmers and migrants are very obvious.

2, the implementation of this project, will also directly provide xxx jobs, can produce xxx immigrants, at the same time help to promote the development of local feed, veterinary drugs, animal products processing and biochemical industries, easy to form new economic growth points, its social and economic benefits are obvious, and it is of positive significance to crack the emptiness of xxx industry.

3. Through the overall financial evaluation of the project investment, the annual agricultural output value of xxxxx million yuan, the investment profit rate of 24%, the financial net present value of XXXXX million yuan, the financial internal rate of return of 65,438+07.2%, the investment payback period of 8.4 years and the loan repayment period of 4.2 years can be realized, and the overall profitability is good.

4. The project not only helps to solve the local rural energy problem, but also plays a role in improving soil and improving the quality of agricultural products by developing ecological farming mode and popularizing technical measures such as biogas utilization, biogas residue returning to field and biogas slurry irrigation, which is of positive significance to promoting local ecological agriculture construction.

(2) Forecast of operating and processing benefits

This food slaughtering and processing factory is the second-class designated slaughtering unit in the urban area of xxxx, and it is also the only designated slaughtering factory that has obtained the administrative license of the county people's government. Slaughter and process xxx million pigs, cattle, sheep and rabbits every year, with annual sales of xxx million yuan, profits of xxX million yuan and profits of xx million yuan. With strong benefit space and advanced enterprise management ability, it can ensure the safety of your short-term working capital loan.

Four. solvency

1. Due to the company's good operating conditions, strong management ability, strong operating ability and profitability, high reputation and considerable development prospects, in order to expand the scale of operation, expand enterprises and develop new projects, but the liquidity of enterprises is insufficient, we are now applying to the Agricultural Development Bank for project loans and short-term liquidity loans. As the company has good operating projects, good benefits and sufficient sales revenue and cash inflow, the company promises to use its sales.

2. The project loan and one-year working capital loan that the company intends to apply to your bank is xxxx million yuan, which is mainly used to expand the scale of livestock and poultry breeding and the business needs of the company. And the personal assets and other real estate of the company and its legal representative xxx are used as collateral.

(See balance sheet for details)