How to get the money out of the medical insurance card after cancellation?

The specific ways to withdraw money from the medical insurance card after cancellation are as follows: when the medical insurance card is cancelled, the medical insurance fee paid in advance is automatically deposited into the personal medical insurance account, and will be paid later, and will continue to accumulate after the previous one. Medical insurance card is a special card for personal account of medical insurance, which uses personal ID card as identification code and stores detailed information such as personal ID card number, account payment and consumption. The medical insurance card is undertaken by the local designated agent bank, which is a multi-functional debit card of the bank. After the insured unit pays the fee, the local medical insurance department will entrust the bank to transfer the personal account payment to the personal medical insurance card of the insured employee at the end of the month.

The money in the medical insurance card can be withdrawn under the following circumstances:

1. When the cardholder dies, the medical insurance card will terminate naturally. Their guardians or immediate family members provide relevant death certificates to apply for withdrawing the remaining amount in the medical insurance card; 2. It is necessary to transfer medical insurance across regions. After the amount in the medical insurance card is applied for withdrawal, it is transferred to the medical insurance card for acceptance in different places, which belongs to the continuous payment of medical insurance cards, and the payment period is normally accumulated;

3. If the cardholder needs to emigrate, he can go through the formalities of returning the medical insurance card and provide relevant supporting documents as required. If medical insurance is interrupted due to job changes, the medical insurance account will be in a state of suspension and cannot enjoy relevant medical insurance benefits. If you are hospitalized during this period, you must bear your own expenses. Of course, the balance in his personal account will not be emptied, and the system will also record the individual's payment period. When renewing the insurance again, the system will automatically merge the previous payment years.

Legal basis:

People's Republic of China (PRC) social insurance law

Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.