Will credit card arrears affect immigration to the United States?

I hope you don't take advantage of this loophole, thinking that you can not pay off your credit card debt if you immigrate. When you get your credit card at the bank, you have recorded your details. Once you owe money, you will be fined, otherwise your credit history will be traced back to you, which may seriously affect your immigration. Finding a person with a credit stain in America will affect this person's life. Maybe you can't find a job from now on, and it will be difficult to apply for loans and insurance.