Why do you feel that after some ordinary people get rich, it is easy to return to poverty after 45 years old?

The rich need to accumulate wealth and pay attention to morality. They don't deserve virtue, which is why they return to poverty.

The virtues of the rich include cultural self-confidence, knowledge and ability, awe, rationality, non-greed, responsibility and mission. Real rich people, like Mr. Cao, are charitable and respected.

People who get rich and quickly return to poverty are not rich at all. They are poor people who look at the rich world along the borehole and then fall. Just like Liu Bing and others in the TV series "Heaven", they are all frogs in the well. They don't have the virtue of being rich, so they can't climb out of the wellhead by themselves. At most, they just looked at the well and then fell back.

I have a classmate. After graduating from junior high school, he chose to open a restaurant in the county. At first, his business was booming, earning tens of thousands of dollars every month.

After making a small fortune, he was not satisfied with the status quo and wanted to make more money, so he chose to borrow money to open a factory. He borrowed from all his relatives, from friends and classmates, and then from strangers, promising an annual interest rate of more than 24%.

Later, his factory closed, his restaurant closed, his house was frozen, and 100 creditors took him to court.

Obviously, he is the one who gets rich first and then returns to poverty. Why did he return to poverty? Personally, I think the reasons are as follows:

After many people get rich, it is easy to return to poverty after 45 years old. The fundamental reason is that they have no virtue and lack the virtue of the rich.

The biggest reason is inflation!

Ordinary people in a certain industry, after several years of hard work, generally achieve little at the age of 40. Because the paths to success are different, some of them are smooth sailing. Some roads to success are bumpy. After the age of 45, the former is prone to self-expansion and causes career failure. The latter failed because the road to success is not easy to lack the thinking of keeping pace with the times and engage in a single operation.

M-type society

This is a common phenomenon all over the world

The United States starts with 1970.

Japan starts with 1990.

The middle class without core competitiveness has returned to poverty on a large scale.

Because when I was young, I earned money by luck, but when I was middle-aged, I had to pay by skill … I am typical! So I want to let myself go and say CTM! ! !

After getting rich, people's thoughts are easy to localize and stubborn when they are old, but they still use old business thinking to manage the changed economic environment. The original one is no longer working, but he still won't change it. As a result, the effect became worse and worse, and they began to fall behind, drifting away and losing money. They still insist that they can only sell houses and cars to pay off debts, and the rich become poor and return to their original shape.

The bosses of traditional low-end industries are prone to the above phenomenon, but the shortage of days is not. On the contrary, after the age of 45, you get richer and richer, and the older you get, the richer you get! Tianhuang rose from 5,000 yuan per gram of 1995 to 220,000 yuan per gram of 202/kloc-0, with an average annual increase of about 1 10,000 yuan per gram. Ten years later, it is estimated that it will rise to 301,000 grams, which is called bitcoin in the stone!

So, if you invest 654.38+0000000000 yuan to collect Tian Huang at the age of 35, by the time you are 45, the price of Tian Huang in your hand has increased by 654.38+0000000000 yuan, and by the time you are 55, it will rise to 20 million yuan, and you will be rich, and you will only get richer and richer! Therefore, collecting investment farmland yellow is a good way to resist inflation and prevent people from getting old and getting a sense of security.

Why do you feel that after some ordinary people get rich, they will easily return to poverty after 45 years old? Let me give you my opinion.

The average person should be the most energetic in life before he is forty-five. Before that, it was still very powerful to get rich by hard work. However, with the growth of age, I feel that I can only work hard when I am 45 years old. It's getting harder and harder to earn big money after 45. The average family of this age still has a heavy burden. There are many places to spend money and few ways to make money. If the older family changes, it is likely to return to poverty.

Judging from my experience with them, most of them are aware of this problem. When they are strong, they improve their skills through study. Some of them take up management positions, some are skilled and can be leaders, so there is less manual labor. Those who wanted to work with me in the past, when they were forty or fifty years old, some became contractors, some worked with others, and their income did not decrease. It was hard, but they survived.

The topic only says that a small number of people are stubborn and do not strive for progress. Old age, skill, physical strength is gone. When there is a storm in the family, it is likely that a quiet life will be in trouble.

However, modern society has also given these people some opportunities to survive, such as security and cleaning, which are also suitable for these people and can maintain the living standards of ordinary people.

It is a good thing that the poor suddenly become rich! Because wealth needs to be accumulated, financial quotient needs to be precipitated, financial virtue needs to be matched, and property can be passed on!

Some people say that making money is like climbing a mountain, you have to spend it step by step, like running water, like a seawall bursting! When the poor get rich, they want to buy everything they lack at once, because people's desires are endless, money is too easy to come by, and it is easy to spend money lavishly, so how much money is not enough to squander! For example, there is a town near the sea where we live. It used to live by the sea. Later, for the needs of industrial development, the government moved the whole town, and every household lost property, millions or even millions. In the past, fishermen had good conditions and earned hundreds of thousands of dollars a year, but they all earned it by fishing or breeding in the sea. Now suddenly there are millions of savings at home. According to the staff in the supermarket, they should spend them well. People there buy things as if they don't want money, only pick expensive ones. In the past few months, there have been nearly 100 foot bath shops and entertainment clubs, and the tips of waiters have been directly fried to more than 800. This is just a township, and the rise of gambling stalls ... In just a few years, more than 80% of families have lost their money. Some of the cars they just bought were sold at low prices before the mileage reached 5000 kilometers.

The reason why you become rich and return to poverty is because you can't control your desire for material things, except buying or buying; I can't understand the true meaning of wealth, and I have no concept of financial management. Some of my property has been destroyed, and some have become slaves of money, so I can't enjoy the happy life brought by money well. ...

Theme Some people, who speak dialects, start to have a fever, thinking that they have succeeded, and they are courageous, but they don't know what will happen after 45. They just feel lucky. I feel mature and lucky. It used to be an old saying, ten years east and ten years west, but now it has changed. Once Hebei and Henan are defeated for three years, the fish will find it difficult to fight back, and if they are not poor, they will be poor.

To society, to our own industry! People's consciousness and long-term traffic layout determine whether people will fall into a middle-aged crisis and return to poverty. People who can climb this pit have the following characteristics ... keep up with the development of the times, be willing to learn new things, have stable income projects, have sufficient cash reserves, and strictly implement the risk control objectives! ! !