How about Jinding Real Estate in Australia? Where can I go to go through the formalities of buying a house in Australia? urgent

When it comes to buying a house, with the continuous improvement of domestic family living standards and the tightening of housing policies in first-tier cities in China, it is nothing new to buy a house overseas. Australia has always been a favorite country for overseas people, and it certainly attracts China citizens. For you who buy a house in Australia for the first time, do you know the method of buying a house in Australia? What are the specific steps and processes? Today, we brought the most detailed purchase strategy.

What kind of people can buy a house in Australia?

For new houses in Australia, overseas people can basically buy them. They don't need Australian citizenship, an Australian green card or an Australian visa. You don't even have to go to Australia to buy it. Generally speaking, it is very easy to buy a house in Australia, provided that you have money and at least 10% down payment is ready. When buying a new house in Australia, you generally need to consider the following process.

Detailed steps and processes of buying a house in Australia:

1, looking for an intermediary

I have to say that it is more convenient for domestic people to buy a house in Australia and find an intermediary company, and there may be discounts. Compared with finding a house by yourself, with the help of professional house purchasing consultants, we can better solve their doubts and understand the latest and best housing resources and quotations.

2. Choose a house.

You can get some houses in an intermediary company, and of course you can check them online. For the house, we should understand the comparison, including price, room type, location and surrounding facilities. If you want to go to Australia to see the house, then the general intermediary company will also have a house-seeing group. Of course, new houses in Australia are generally faster, so generally speaking, you don't need to go to see the house in person.

3. Books and real estate

After choosing the ideal house, you must make a reservation in time. If the house is selected through an intermediary, the steps are as follows: (1) Fill in the advance order; (2) Attach the required personal identification documents; (3) Pay a down payment, usually 5,000 Australian dollars; (4) Let the intermediary apply to the developer to reserve the property.

Step 4 get a lawyer

The demand for lawyers is not mandatory, but generally speaking, the Australian government stipulates that both buyers and sellers have lawyers to arrange delivery on their behalf. On the one hand, it is safer, on the other hand, it is more worry-free. The specific role of lawyers can be understood through the use of buying a house in Australia.

Step 5 apply for FIRB

It is necessary and the only requirement for overseas people to buy a house in Australia. Generally, you should apply after confirming the housing, because the application requires an application fee, which depends on the price of the housing you purchased, as follows.

Overseas investors need to pay an application fee of $5,600 for purchasing properties in Australia with a price of less than $6,543,800 and $6,543,800.

Overseas investors who purchase real estate with a value of US$ 65,438+US$ 0,000-US$ 2 million must pay an application fee of US$ 65,438+US$ 0,300;

Overseas investors must pay an application fee of $22,700 to purchase real estate worth $2 million to $3 million;

Step 6 sign a contract

After applying through FIRB, you can do the rest of the house purchase operation. The developer signed a house purchase contract with the buyer. At this time, your lawyer needs to fully understand the contract before signing it. To buy a villa, you usually need to sign two contracts, one is to buy land and the other is to build a house.

7. Payment of expenses

After signing the contract, two fees need to be paid, (1) is the down payment, and the buyer needs to pay 10% of the house purchase price as the down payment within the time stipulated in the contract, generally within 2 weeks. It is worth noting that the money was not really given to the developer, but was placed in the bank's trust account. And you can also get interest until the property is successfully delivered before it is transferred to the developer.

(2) Stamp duty, which is the main tax in the process of buying a house in Australia. Stamp duty charges vary from state to state, and the payment time is different. Some are handed over to the government within 3 months after signing the purchase contract, such as Xinzhou, and some are paid stamp duty when handing over the house.

8. Waiting for construction

Because the purchase is basically faster, so the rest is waiting for the developer to build it. There are no other formalities and fees during the period, so just wait with peace of mind. Until three months before the delivery of the property, if it is a loan to buy a house, you need to apply for a loan.

9. Handling loans

Three months before the house is about to be completed, if it is a loan to buy a house, you can start to apply for a loan, and we must know that in Australia, unlike in China, after paying the down payment, you don't need to borrow immediately until the house is built. When the house is officially delivered to the buyer's name, the loan begins and the interest is calculated from the same day.

10, house acceptance

Another important step before handing over the house is the house acceptance. This step can be helped by professional acceptance personnel. If any problems are found, the developer will arrange maintenance. If there is any problem within three months after delivery, the developer will also guarantee it (for some furniture such as electrical appliances, the warranty period will reach two years).

1 1, house delivery

If the acceptance is correct, then the final step can be carried out, that is, delivery. At this time, if you buy a house in full, the remaining balance needs to be paid to the developer, usually a lawyer to operate. If it is a loan, the repayment time is calculated from the time when the house is handed over.

12, buy insurance

This step is after the purchase is completed, but it is also very important for the purchase of real estate. In Australia, it is very common to buy insurance for real estate, including home insurance, property insurance, property insurance and landlord insurance.

The above are the detailed steps and processes of buying real estate in Australia. Such a detailed introduction will definitely help everyone to buy a house. If you have any questions, you can also consult online and call our hotline at 400- 107-0007.

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