How to withdraw housing accumulation fund in Chongqing

There are many ways to extract housing provident fund. Even if you don't buy a house, you can withdraw it through other channels. The withdrawal shall meet the requirements and provide Ji Guang certificate to Chongqing Housing Provident Fund Management Center.

I. Construction, renovation and overhaul of owner-occupied housing:

Extraction conditions:

Workers who build, renovate or overhaul self-occupied housing can withdraw a housing provident fund within 1 year from the date of approval of the examination and approval documents, and the total amount of withdrawal shall not exceed the actual expenditure of building, renovating or overhauling housing.

Extraction requirements:

The original ID card and the following documents shall be provided:

(a) the construction of self-occupied housing, provide the approval documents issued by the land, planning or construction departments, housing funds or materials invoices.

(two) to decorate the owner-occupied housing, provide the original housing ownership certificate and the decoration approval document and decoration expense invoice issued by the planning and construction management department.

(three) overhaul occupied housing, provide housing ownership certificate, housing overhaul identification documents issued by the real estate management department, overhaul cost invoice.

When a spouse constructs, rebuilds or overhauls a self-occupied house with property rights, in addition to the above-mentioned certification materials, he/she also needs to provide a marriage certificate or household registration book.

Two, retirement, resignation for two years, death and other cancellation extraction:

Extraction conditions:

1. Retired;

2. Completely lose the ability to work, and terminate the labor relationship with the unit;

3. Go abroad to settle down;

4. Move out of the city or move out of the city;

5. The employee and the unit have not been re-employed after two years of termination of labor relations;

6. If an employee dies or is declared dead, the employee's heir shall withdraw the employee's housing accumulation fund;

7 migrant workers or foreign registered permanent residence personnel terminate the labor relationship with the unit.

Extraction requirements:

The original ID card and the original and photocopy of the following certification materials shall be provided:

1. If you retire, you should provide the retirement certificate issued by your human resources and social security department and the retirement certificate issued by the human resources and social security department or unit (unit competent department) above the district (county) where you have not obtained the retirement certificate.

2. In case of complete loss of labor ability and termination of labor relations with the unit, the appraisal certificate of complete loss of labor ability issued by the human resources and social security department and the agreement on termination of labor relations with the unit shall be provided.

3. If you leave the country to settle down, you need to provide proof of account cancellation and proof of going abroad to settle down; To Hong Kong and Macao, provide Hong Kong and Macao identity cards and other supporting documents.

4 out of the city, need to provide proof of transfer or transfer letter; If the account moves out of this city, it is necessary to provide the account certificate issued by the public security organ and other related materials.

Workers who continue to deposit housing provident fund in different places shall go through the transfer procedures in accordance with the relevant provisions of the transfer in different places.

5. If the employee and the original unit have not been re-employed for two years, it is necessary to provide an agreement or unemployment certificate to terminate the labor relationship with the original unit.

If the employee's personal account has been sealed for more than two years, the resignation certificate can no longer be provided, except that the personal account has been suspended because the unit has not paid wages.

6. Where an heir applies for withdrawing the housing accumulation fund for a deceased employee, he shall provide the decedent's death certificate or cancellation certificate, a notarial certificate confirming the rights of the heir or a judgment or conciliation statement of the people's court (all the heirs specified in the above documents shall be confirmed on the spot, and if there is only one heir, the above documents shall make it clear whether they are the only heirs).

Third, the extraction of major diseases:

Extraction conditions:

Employees or their immediate family members (spouses, children, parents) suffer from malignant tumors, acute myocardial infarction, sequelae of cerebral apoplexy, coronary artery bypass grafting, major organ transplantation or hematopoietic stem cell transplantation, end-stage renal disease and other major diseases, resulting in serious difficulties in family life.

Extraction requirements:

1. Original ID card.

2. The original and photocopy of the certificate of the second-class hospital above Grade A (stamped with the special seal for hospital diagnosis certificate) ..

3. The original and photocopy of the special receipt for hospitalization in the previous year (stamped with the special seal for hospital charges).

4 units or street offices issued by the serious difficulties in family life and a copy of the original.

5. The immediate family members suffer from serious diseases, causing serious difficulties in family life. In addition to the above certification materials, the original and photocopy of the marriage certificate, household registration book or certificate of immediate family members issued by the public security organ are also required.

Four, enjoy the minimum living guarantee for urban residents:

Extraction conditions:

Workers or their immediate family members (spouses, children, parents) enjoy the minimum living guarantee for urban residents.

Extraction requirements:

1. Original ID card.

2 "Chongqing residents minimum living guarantee certificate" and a copy of the original.

3 lineal relatives enjoy the minimum living guarantee for urban residents, but also need to provide the original and photocopy of the marriage certificate, household registration book or lineal relatives certificate issued by the public security organ.

Verb (abbreviation of verb) Extraction of migrant workers:

Extraction conditions:

Deposit workers are migrant workers.

Extraction requirements:

1. Original ID card.

2. Original and photocopy of rural household registration certificate.

Six, workers pay rental housing rent extraction:

Extraction conditions:

Workers and their spouses in the administrative area of our city without their own housing and rental housing, in the housing lease period, according to the following circumstances:

(1) If the house is rented by the public, it shall be withdrawn according to the actual rental expenditure, and the total amount withdrawn by both husband and wife shall not exceed one year.

(2) If the commercial house is leased, it shall be withdrawn according to the following quota:

1. If the employee fails to provide the registered rental contract and rental tax payment certificate, the withdrawal amount shall not exceed one year's withdrawal limit, and the withdrawal limit for a single employee is: 900 yuan in the main city (10800 yuan/year) and 600 yuan in the counties outside the main city (7200 yuan/year); The withdrawal limit for both husband and wife is: 800 yuan (2 1.600 yuan/year) in the main city and 200 yuan (1.400 yuan/year) in counties outside the main city.

2. If the employee provides the registered lease contract and lease tax payment certificate, it shall be extracted according to the actual lease expenditure, and the total lease fee extracted by both husband and wife shall not exceed one year.

Extraction requirements:

The original ID card and the original and photocopy of the following certification materials shall be provided:

(a) the lease of public rental housing for self-occupation, should provide:

1. Lease contract signed with local public rental housing management agency;

2. Proof of rent payment;

3. Married employees should provide marriage certificates, and single employees should issue single declarations.

(2) Employees renting commercial housing who apply for withdrawal quota according to the regulations of our city should provide: married employees provide marriage certificates, and single employees issue single declarations.

(3) If employees renting commercial housing apply for withdrawal according to actual rental expenses, they shall provide:

1. A valid lease contract registered by the real estate management authority;

2. Rent tax payment certificate;

3. Married employees should provide marriage certificates, and single employees should issue single declarations.

Extended data:

The way, place and time limit for the staff and workers of this unit to be extracted:

Treatment method:

On-the-job employees of the unit shall be handled by the unit manager in a unified way, and the suburban county sub-centers with conditions may handle it for employees.

Retired workers shall go through the withdrawal procedures in a unified way by the unit, and the unit shall not seal up the individual accounts of employees on the grounds of retirement.

Form to be filled in:

Unified handling by the unit:

1. Fill in by individual employees: application form for individual batch withdrawal of housing provident fund (one for each person); Employees who apply for renting a house should fill in the Application Form for Housing Provident Fund to Pay Housing Rental Expenses (in duplicate/person), and no longer fill in the Application Form for Batch Extraction of Housing Provident Fund;

2. Fill in the unit: extract the summary table of housing provident fund units in batches (in duplicate/batch).

For individual employees, the individual employee shall fill in the Application Form for Individual Withdrawal of Housing Provident Fund (in duplicate/person).

Handling location:

1. Main urban area: Chongqing Housing Provident Fund Management Center Office.

(1) Yuzhong Office (Yuzhong District, dadukou district, Jiulongpo District);

(2) Jiangbei Office (Jiangbei District, Yubei District);

(3) Shapingba Office (Shapingba District, Beibei District);

(4) Nan 'an Office (Nan 'an and Banan);

2. Outer suburban counties: Chongqing Housing Provident Fund Management Center sub-centers in all districts and counties.

Time limit for processing:

15 working days.

Chongqing Housing Provident Fund Management Center-Extraction, construction, renovation and overhaul of self-occupied housing

Chongqing housing provident fund management center-after retirement, withdraw and cancel the account and leave for two years and die.

Chongqing housing fund management center-extraction of major diseases

Chongqing Housing Provident Fund Management Center-Enjoy the minimum living guarantee for urban residents.

Chongqing Housing Fund Management Center-Migrant Workers Extraction

Chongqing housing provident fund management center-employee pays rental housing rent extraction

Chongqing housing provident fund management center-the way and place for the extraction of on-the-job employees.