How to pay old-age insurance when living in Portugal?

Judging from the immigrants from Australia and Shenzhen, Portugal's average consumption level in the whole EU is low, so we can rest assured for the time being. In Portugal, you also need to pay tax insurance and so on. Apart from these, the husband and wife work together, and the family net income is about 2000 euros. At present, RMB can be calculated against Euro (1 Euro =8.6655 yuan).

have a meal

Generally, the total monthly consumption of a family of three is less than 300 euros. Food only accounts for 10%-20%, which will fluctuate within this range according to different family incomes.

House/building property

As in China, the general investment in buying a house will not choose to go to the city center, and the busy areas are generally rented by office workers. Portugal's real estate profit is very low, the real estate market is stable, and there will be no domestic pressure to buy a house.

Take a city with medium consumption as an example.

Rent: 80 square meters, two bedrooms and one living room, including gas, water, electricity and garbage, with a monthly rent of ***400 euros.

Buying a house: 80 square meters, two bedrooms and one living room, 6,543.8+0.3 million euros (including 50,000 self-raised funds and 80,000 loans), with a monthly mortgage of about 500 euros for 30 years. Plus water, electricity and garbage disposal, it is about 50 euros per month, and there are some taxes and insurance premiums every year. If you work alone, this expenditure accounts for 40% of your income.

Villa: about 200 square meters, * * * 200,000-250,000 euros. Buying a villa is a single-family house in rural areas. Buying a villa is linked to land, and buying land in Portugal becomes private. )

automobile

Including (including vehicle depreciation, car repair, gasoline and insurance), the monthly average is around 100 Euro.

other

Including tourism, children's education, clothing exchange and so on. Average monthly consumption 100 Euro.

Based on the monthly net income of 2,000 euros, after deducting all consumer expenses 1 100 euros, there is still 900 euros.

In Portugal, people will enjoy life and pay attention to the quality of life. They don't blindly pursue high prices when giving gifts, but spend a few euros to buy some gifts at will. Portugal has 40 days of paid annual leave every year. Portuguese people are keen on going to various countries for holidays, and even if they borrow money, they have to travel abroad.

In Portugal, there is no pressure for mortgage, children's school fees and the pursuit of famous brands. It must be admitted that the quality of life in Portugal is much higher than that in China. Immigrating to Portugal can enjoy a low-cost and high-quality life.

If you have any other insurance questions, please come: protect more fish and talk about insurance.