What insurance does the new rural cooperative medical system 100 pay?

Guiding Opinions of the State Council on the Pilot Work of New Rural Social Insurance Guo Fa [2009] No.32: Ministries, directly affiliated institutions, provinces, autonomous regions and municipalities directly under the Central Government of the State Council: According to the decision of the Third Plenary Session of the Seventeenth Central Committee of the Communist Party of China, the pilot work of new rural social insurance (hereinafter referred to as new rural social insurance) will be carried out in 2009, and we are now giving guidance. Basic Principles The new rural insurance work should hold high the banner of Socialism with Chinese characteristics, take Deng Ping Theory and Theory of Three Represents as the guidance, thoroughly implement Scientific Outlook on Development, and gradually solve the problems raised by rural residents in accordance with the requirements of accelerating the establishment of a social security system covering urban and rural residents. The basic principles of the new rural insurance pilot should ensure basic, wide coverage, flexibility and sustainability, and the treatment standard should be adapted to economic development and affordability in all aspects. (2) The rights and obligations of the family, the collective and the government should be reasonable; Third, the government guides farmers to voluntarily combine and guide rural residents to participate in insurance generally; Siyang determines the basic principles, formulates major policies and implements the management of insured residents. II. Tasks and Objectives Explore the establishment of a new rural insurance system that combines payment, collective subsidies and government subsidies, and combine social pooling and accounts with family support, land security, social assistance and other social security policies and measures to ensure the basic coverage of rural residents. 10% counties (cities, districts and banners) will gradually expand the pilot project, and basically achieve full coverage of rural school-age residents by 2020. 3. Coverage 16 years old and above (including schools), rural residents who have not participated in the basic old-age insurance for urban workers voluntarily participate in the new rural insurance. 4. The fund to raise the new agricultural insurance fund consists of payment, collective subsidy and government subsidy. () rural residents who participate in the new rural insurance should pay insurance premiums according to regulations. At present, the payment standard is set at 100 yuan. In 200 yuan, 300 yuan, 400 yuan and 500 yuan, the fifth file is added according to the actual situation, and the payment file is selected independently. The payment file is adjusted according to the growth of per capita net income of rural residents. (II) Conditions for collective subsidies Village collectives should pay subsidies by participating in the insurance. Subsidy standards shall be convened by villagers' committees for democratic discussion and encouraged by their economic organizations and social welfare organizations. (3) The government subsidizes the government to meet the conditions for participating in the insurance and pays the basic pension of the new rural insurance in full. The central government in the western region gives full subsidies according to the basic pension standards set by the central government, and the eastern region gives 50% subsidies. The government should pay insurance and give subsidies. The subsidy standard is lower than that of 30 yuan; Choose a higher standard payment, and give appropriate encouragement to specific standards. The people's governments of all provinces (autonomous regions and municipalities) have identified groups with difficulties in paying fees such as severely disabled people in rural areas, and the government has reduced or exempted some or all of the low-standard insurance premiums. Five, establish an account, establish a lifelong file for each new rural insurance, and establish a collective subsidy for the payment of the insured account and its economic organizations and social welfare organizations. All government insurance payment subsidies are credited to the account. At present, the People's Bank of China calculates interest every time it announces the interest rate of RMB deposits of financial institutions. The pension benefits of intransitive verbs will be paid by the pension group of the life-long basic pension account. The central government will determine the basic pension standard every month. The 55 yuan Municipal Government will raise the basic pension standard according to the actual situation, and rural residents should pay the basic pension on time. The development department will be funded by the government. Except for 139 (the same as the current basic old-age insurance account for urban workers), the balance of government subsidies is used to continue to pay their insurance and maintenance funds, and the rest is paid on a monthly basis. Seven. The conditions for receiving pension benefits are over 60 years old and do not enjoy the basic pension insurance benefits for urban workers. Rural household registration receives monthly pension benefits. The new rural insurance system has reached the age of 60 when it is implemented and does not enjoy the basic old-age insurance benefits for urban workers. If it meets the conditions for insurance, it should be insured. From the age of 15, the accumulated payment exceeding 15 shall be paid according to the payment authority; If the age is above 15, the accumulated payment shall be less than 15. To guide young farmers to actively participate in the insurance, the specific payment shall be formulated by the people's governments of provinces (autonomous regions and municipalities). Eight. Treatment adjustment personnel should adjust the low standard of the new rural insurance basic pension according to economic development and price changes. Nine. Fund management: Establish and improve the financial accounting system of the new rural endowment insurance fund. The new rural endowment insurance fund should be included in the financial special account of the social insurance fund, accounted for separately, and the conditions for maintaining and increasing the value in the pilot stage should be directly managed at the provincial level. X. Fund supervision Social security departments at all levels should earnestly perform the supervision duties of the new rural endowment insurance fund, formulate and improve the management rules and regulations of the new rural endowment insurance business, standardize business processes, establish and improve the internal control system and fund audit system, monitor the fund raising, settlement, disbursement and distribution, conduct regular inspections, regularly disclose the financing and payment information of the new rural endowment insurance fund, and be open and transparent, and strengthen social supervision and finance. Audit departments shall supervise according to their respective responsibilities, and misappropriation is strictly prohibited to ensure the safety of the fund. The villagers' members of the new agricultural insurance agency in the pilot area shall publicize their eligibility for insurance payment within each administrative village of the village and accept supervision by the masses. Ten, the new agricultural insurance pilot area management service exhibition should carefully record the payment of rural residents' insurance premiums, and establish insurance files for safekeeping; Establish a new agricultural insurance information management system, incorporate it into the social security information management system (golden insurance project) and share information resources with the citizen information management system; It is necessary to vigorously promote social security cards, and then pay for insurance cards and receive benefits. The pilot areas of insurance informatization should integrate the existing rural social service resources according to the principle of streamlining efficiency, strengthen the capacity building of new rural endowment insurance, use modern management government to purchase services, reduce administrative costs, improve work efficiency, and incorporate the new rural endowment insurance fund into the fiscal budget at the same level. Twelve. The related system should be connected with the payer originally developed. All-account rural social insurance (hereinafter referred to as agricultural insurance) areas should properly handle the creditor's rights of agricultural insurance funds and link up with the new agricultural insurance system. In the pilot area of the new rural insurance, anyone who has participated in the rural insurance, reached the age of 60 and received the rural insurance fund can directly enjoy the basic pension of the new rural insurance; Those who have participated in agricultural insurance, have not reached the age of 60 and have not received old-age insurance should be included in the new agricultural insurance account. According to the new payment standard of rural insurance, they will continue to pay fees until they meet the prescribed conditions and enjoy the corresponding treatment. The new rural insurance and the basic insurance for urban workers will be connected. Ministry of Human Resources and Social Security and the Ministry of Finance will formulate the new rural endowment insurance system, farmers' social security, reservoir resettlement support policy, rural family planning reward and assistance policy, rural five-guarantee support, social special care and rural minimum living security system. The Ministry of Human Resources and Social Security and the Ministry of Finance will jointly study and formulate 13 items to strengthen organization and leadership, and the the State Council New Rural Endowment Insurance Pilot Work Leading Group will study and formulate relevant policies. Supervise and inspect the implementation of the policy, summarize and evaluate the pilot work, and coordinate and solve the problems existing in the pilot work. People's governments at all levels should fully understand the significance of carrying out the pilot work of the new rural insurance, incorporate it into the economic and social development planning, target management and assessment system, and earnestly strengthen organizational leadership. Social security departments at all levels should earnestly perform the duties of the administrative department in charge of the new agricultural insurance work, and make overall plans and policies in conjunction with relevant departments. Unified management, comprehensive coordination and other pilot areas should set up a pilot work leading group to be responsible for the pilot work in this area. 14. Formulate specific pilot implementation cases. The people's governments of all provinces (autonomous regions and municipalities) shall formulate specific pilot offices according to this guidance and the actual situation in the region, and report to the leading group for the pilot work of the new rural endowment insurance in the State Council for the record. On the basis of investigation, demonstration and careful calculation, the pilot implementation plan is put forward. According to the requirements, the implementation of the pilot counties (cities, districts and banners) should be approved by the people's governments of all provinces (autonomous regions and municipalities), and the leading group for the pilot work of the new agricultural insurance should be filed in the newspaper. 15. Do a good job in public opinion propaganda, establish a new rural insurance system, thoroughly implement Scientific Outlook on Development, accelerate the construction of a social security system covering urban and rural residents, and make new decisions in response to the international financial crisis. Expand domestic consumption demand, focus on taking measures to gradually narrow the gap between urban and rural areas, change the dual structure of urban and rural areas, and promote the equalization of basic public services. The important basic project is to realize the policy of benefiting the people in rural areas, promote family harmony and increase farmers' income. All districts and departments should adhere to the guidance of public opinion, strengthen the pilot work with easy-to-understand propaganda, publicize the importance and basic principles of the pilot, and publicize various policies, so that the policy of benefiting the people can deeply guide school-age farmers to actively participate in insurance. Actively explore new problems, sum up and solve new problems, properly handle the relationship between reform, development and stability, handle important situations and report to the pilot work leading group of new rural insurance in the State Council in September 2009.

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