How to avoid house inheritance tax?

The levy of inheritance tax may become an atomic bomb, impacting the real estate market in China. Suppose you are going to buy a house for your son, but the child has to pay nearly half of the inheritance tax, so everyone will want to avoid the high inheritance tax. So how to avoid the house inheritance tax? Next, I will bring you some ways to avoid the house inheritance tax, hoping to help you.

How to avoid house inheritance tax?

Avoidance method of house inheritance tax 1, house property: suitable for1children over 0 years old. The best time to buy a house for children is 10 to 16. Children of this age have legal capacity. After 18, they have full civil capacity and can buy and sell real estate. In a strict legal sense, the law protects who owns the property right according to whose name is on the real estate license. However, parents writing their children's names on the real estate license will also lead to some risks, such as children selling real estate at will, or children being lured to sell real estate. In order to prevent this from happening, parents can choose to leave proof of payment when paying the house price, and sign an agreement with their children to recover the house property if necessary. Children are incapacitated before 10 years old. At this time, if parents sign an agreement with their children, that is, an agreement with their guardians, it will eventually become an agreement between parents and themselves, which has no legal effect.

Evasion methods of house inheritance tax II. Insurance: protect the property in the product. Many rich people abroad will buy insurance in large quantities, not for living security, but for tax avoidance of inheritance. Many foreign insurance products have specially set up the tax avoidance function, and many whole life insurance products have the function of benefiting from death and are tax-free. Wang Yongqing and Li Ka-shing are both super-rich, even rich enough to start their own insurance companies, but they both bought high life insurance. According to the insurance law, insurance is not included in the estate, and no one has the right to divide it except the beneficiary determined by the insurance itself. Therefore, some rich people will choose to freeze their property by buying insurance, and gradually supplement and combine it. On the one hand, they can resist the inflationary pressure and preserve the value of their property, on the other hand, they can avoid taxes reasonably through laws.

Ways to avoid house inheritance tax. Trust: the most potential way of inheritance. Jobs left a legacy of $8.3 billion, most of which was put in a trust project. Heritage trusts are widely used in the United States. The common ways to set up an inheritance trust are as follows: (1) Parents first set up a donor's retained annuity trust (GRAT for short) and list the beneficiary's children; (2) Parents can put a large sum of money into GRAT according to their own wishes. According to the existing GRAT regulations, the principal and interest of GRAT will be transferred back to the parents' names after a predetermined period of time; (3) The income obtained by the Fund in excess of interest is allowed to remain in the trust, and the inheritance and gift tax can be exempted permanently for the next generation to inherit. In view of the opacity and immaturity of the market, there are no related products in China at present, but the market demand for products has emerged. As a relatively stable investment model, trust has been gradually recognized and accepted.

Ways to avoid house inheritance tax. Duty-free place: It is understood that there are 1 14 countries and regions in the world that levy inheritance tax. Many rich people who have the ability will choose to allocate assets in a vast "no tax/low tax" area.

Ways to avoid house inheritance tax. Immigration: This is very similar to the above method, but more "thorough". You know, the threshold for personal inheritance tax in the United States is $5 million, and the high tax rate is 35%. For many powerful families, immigration is a good way to reduce the burden of inheritance tax.

The above is how Bian Xiao takes you to avoid the house inheritance tax. The whole content of the method of evading the house inheritance tax.