What is the wealth management card of Xingye?

Industrial Bank's wealth management card is a kind of savings card, which can be used to deposit and withdraw cash at ordinary times. Unlike savings cards, this card can invest in some wealth management products.

the wealth management card of industrial bank is also called natural life family wealth management card, which can also be used for deposit and withdrawal, transfer settlement, agency service, self-help financing, consumer transactions and comprehensive wealth management.

Extended information:

Industrial Bank Co., Ltd. (hereinafter referred to as "Industrial Bank") was established in August 1988. It was one of the first joint-stock commercial banks approved by the People's Bank of the State Council and China, and was officially listed on the Shanghai Stock Exchange in 27 (stock code: 61166), with its head office in Fuzhou. [1]

since its opening 3 years ago, Industrial Bank has always adhered to the business philosophy of "sincere service and accompanying growth" and is committed to providing customers with comprehensive, high-quality and efficient financial services. By the end of 214, the total assets of Industrial Bank exceeded 4 trillion yuan, reaching 4.41 trillion yuan, an increase of 19.84% over the beginning of the year; The net assets per share attributable to ordinary shareholders was 1.286 billion yuan, an increase of 22.61% over the beginning of the year. The annual operating income was 124.834 billion yuan, a year-on-year increase of 14.23%; The net profit attributable to shareholders of the parent company was 47.18 billion yuan, a year-on-year increase of 14.31%; The weighted average return on equity remained at a high level of 21.19%; 18 branches and 1435 branches have been established in major cities across the country; It owns subsidiaries such as Industrial International Trust, Industrial Financial Leasing, Industrial Fund, Industrial Consumer Finance, Industrial Wealth and Industrial Guoxin Asset Management, forming a modern financial service group with banks as the main body, covering trust, leasing, funds, securities, consumer finance, futures and asset management.

Banking

Focusing on "customers", following the changes of market situation, innovating financial products, improving platform construction, forming a diversified product system covering personal assets business, debt business, payment and settlement and comprehensive financial management, and fully meeting the individual needs of customers.

"Universal Life" comprehensive overseas financial services: Industrial Bank integrates a series of financial products and services, such as travel loans, study abroad loans, credit cards, foreign exchange, and travel visa agency delivery, to fully meet the overseas financial needs of individual customers, such as cross-border travel and study abroad. Its business covers tourism, visas, study abroad, overseas home purchase and health care, and provides customers with convenient, thoughtful and professional one-stop cross-border financial services.

1. Comprehensive financial service for the aged: Industrial Bank's comprehensive financial service plan for middle-aged and elderly customers covers four systems: exclusive financial management, credit loans, convenient settlement and value-added services, and provides customers with a series of value-added services ranging from insurance, law, medical care to leisure and holiday health through cooperation with well-known domestic institutions such as insurance, legal consultation, medical consultation and pension leisure.

2. "Xingyetong" comprehensive financial service: a comprehensive financial service scheme for "growth business owners" such as self-employed, individual industrial and commercial households, partners and private owners, which integrates five special services: loan financing, payment and settlement, financial planning, VIP service and exclusive identification, and covers many special products such as personal business loans, acquiring services, family financial management, VIP services, exclusive debit cards and credit cards.

3. Societe Generale Credit Card: It includes five series: standard card, theme card, co-branded card, identity card and corporate card, including domestic first low-carbon credit card, couple card, constellation card, platinum card, loan-in-one card and Taobao co-branded card, and more than 5 kinds of personalized products, with the cumulative number of cards issued exceeding 13 million. It has many special functions, such as integral consumption (that is, cardholders can brush points at cooperative merchants to deduct consumption funds), consumption/bill installment (that is, a single consumption fund or billed consumption amount can be applied for installment repayment) and many customer feedback preferential activities that are irregular throughout the year.

4. its "xingyuehui" VIP customer life appreciation program, from art appreciation to golf events, from brand salons to car test drives, from boutique hotels to customized travel routes, provides colorful value-added experience activities for credit card VIP customers and enjoys high-quality card experience.

5. Private banking: The private banking department of Industrial Bank was established in April 211. With its professional, high-quality and efficient personal financial services, it was quickly recognized by customers in a short period of time, and its market influence was significantly improved. At present, there are more than 18, private banking customers, and the assets of customers are nearly 22 billion yuan. In terms of products, we have continuously enriched the product range, and launched products such as actively managed wealth management products for customers, customized products for private banks, agency products, entrusted investment, etc., and actively promoted family trust business. And for different levels of customers, we have successively launched business jet preferential reservation service, business jet club, second-generation education "elite growth club", a series of famous industrial forum activities, overseas investment immigrants, overseas education housekeepers and other services.

6. Community banks: In 213, Industrial Bank took the lead in the construction of community banks among its peers and started the retail channel revolution of "small counters and big marketing". In order to focus on building the brand of Industrial Bank's community bank, we provide differentiated and characteristic services of "being close to the people, benefiting the people and benefiting the people" to customers, and provide financial services convenience for the majority of community residents. At present, the community sub-branches of Industrial Bank in nearly 4 provinces and cities all over the country implement the wrong business service. In the community sub-branches, residents can not only handle the traditional retail business of Industrial Bank, but also enjoy the "community-specific wealth management" products provided by residents, and the yield is higher than that of traditional outlets. In addition, the community sub-branches provide exclusive credit loans such as "tourism loans", "community consumption loans" and "community business loans" created by residents' families without mortgage.

7. In order to meet the needs of residents and customers, community branches provide customers with a series of intimate and professional non-financial exclusive services, and use the retail service brands of Industrial Bank "An Yu Life" and "Universal Life" to provide one-stop services for middle-aged and elderly customers in the community in terms of asset preservation and appreciation, health protection, daily life service assistance and rights protection, and to facilitate community residents to provide financial services for studying abroad.