What are the benefits of immigrating to Germany?

# German Immigrants # Introduction As one of many developed countries, Germany is a favorite destination for many immigrants, but for immigrants, money is a requirement. In fact, language barriers are also part of the consideration when immigrating to a country, but this will not happen when immigrating to Germany. Germany does not discriminate against any outsiders. As long as you get a German passport, you can get the same treatment as a German citizen. For children who immigrate to Germany, joining industry and manufacturing is more developed. Let's look at the benefits we can get after immigrating to Germany.

1. What are the benefits of immigrating to Germany?

German welfare: Free education All children in Germany can enjoy free education from kindergarten to doctor. Starting from kindergarten, lunch and teaching materials are free; Entering the university stage, you can also get a scholarship of about 400 euros per month.

German welfare: children's money

Each child can receive 184~2 15 euros from the government every month; Starting with the fourth child, each child can receive 200 euros per month. This money can at least make the child 18 years old; If 18 years old continues to start university education, the money can be extended.

German welfare: medical insurance

All people living in Germany must participate in medical insurance. All insured persons are free to choose recognized medical insurance doctors and dentists. Medical insurance institutions pay for treatment, in addition to drugs, auxiliary tools, hospitalization expenses and health preventive measures. Insurance institutions also bear all or part of the cost of recuperation.

After paying this medical insurance, all medical expenses are paid by the government; In case of filling teeth or glasses, the government will bear half. After immigrating to Germany, you can buy legal medical insurance, that is, one person is insured and the whole family benefits.

German welfare: unemployment insurance

All employees (i.e. workers, clerks, domestic craftsmen and interns) must participate in unemployment insurance. Unemployment insurance costs shall be borne by employees and employers in half. Unemployment benefits are usually 60% of the on-the-job salary (67% if there are children). German EU blue card holders can participate in unemployment insurance, and if the business is not good in the future, they can also receive unemployment benefits like employees are unemployed.

German welfare: old-age insurance

Statutory endowment insurance is the pillar of social welfare security in Germany, which ensures that employees can still maintain an appropriate standard of living after their career ends. According to the law, all employees must participate in endowment insurance, and freelancers (self-employed) can choose whether to participate in endowment insurance.

You can get a pension at the age of 60, and the amount of pension depends on your work income. For immigrants, endowment insurance is similar to a wealth management product, which deposits a small amount every month and receives principal and interest after retirement.

German welfare: social assistance

In Germany, people who can't support themselves can receive social welfare. According to the social relief law, every resident in Germany, whether German or foreigner, can ask the government to provide social relief. Social relief funds are mainly provided by local governments. Take a family of three as an example, the monthly relief can be about 1 000 euros.

German welfare: nursing insurance

Nursing insurance is a kind of compulsory insurance. According to the law, anyone who participates in statutory medical insurance shall participate in nursing insurance in his statutory medical insurance institution. Once the insured falls ill, the medical insurance company will send nurses to the insured's home to provide comprehensive care. In addition to medical care, it also includes basic life care. Because of the high labor cost in Germany, nursing insurance is definitely worth it.

2. What can German immigrants bring to life?

A comparison between studying abroad and the education of immigrant children

Difference 1: Admission rate. The proportion of international students enrolled each year is much lower than 20%; After immigration, you can choose prestigious schools and ace majors that are not open to international students.

Difference 2: Tuition. General public education is free below high school; The university fee is about the price of international students 1/3; Entering universities and graduate students, there are more opportunities to apply for scholarships and grants.

Difference 3: Working. Under normal circumstances, foreign students are strictly restricted to work, even if there are, there are few opportunities and low treatment; Immigrants are not restricted, they can work in a society with higher salary, have more opportunities to enter the top 500 enterprises for internships, and can hold more important positions and accumulate work experience.

Difference 4: medical care. The government will not bear the medical expenses of international students, and generally need to buy commercial insurance or seek medical treatment at their own expense; With immigration status, medical expenses are borne by social medical insurance, and you can also enjoy various benefits of local students.

Difference 5: Parent-child relationship. It is impossible for parents to visit and take care of foreign students who suddenly fall ill abroad. Immigrant parents can rush to their children very quickly to give them care and companionship; Because parents can travel freely and timely between their place of residence and their children's school place, it is easier to care about and guide their children's study and life, and timely communication with their children is conducive to parent-child relationship and child cultivation.

Importance of global allocation of assets

Facing the complicated and changeable economic and financial situation, more and more people are beginning to worry about whether their assets can be preserved or even safe. When the financial crisis keeps happening, people realize the importance of realizing the global circulation and rational allocation of assets.

Balanced allocation of assets at home and abroad: under the background of more and more extensive influence of economic globalization, it is necessary to realize the balanced allocation of securities, real estate and entities at home and abroad when considering asset allocation; Immigration status makes it easier for China investors to travel around the world, inspect foreign investment environment and learn foreign investment models; With the improvement of immigration policy, investors in China can choose investment projects according to their own needs and conditions, and with the help of professionals, they can effectively avoid risks.

Lower threshold for overseas investment: After the financial crisis, the assets of many countries are at a low value and the investment threshold is lowered. It is getting easier and easier to invest in overseas markets now; Chinese investors are becoming more and more mature, their comprehensive quality is constantly improving, their choice of overseas investment projects is becoming more rational, and their adaptability to the overseas investment environment is stronger; The expansion of the scale and influence of Chinese people around the world has made it easier for a new generation of investors to adapt to the overseas life and investment environment.

High-quality living guarantee: According to the human development report released by the United Nations based on the comprehensive evaluation of education quality, national income, living standard and health status, we can see that the human development index of many developed countries is relatively high, such as many popular immigrant receiving countries, such as Germany, the United States, Britain and other countries.

Perfect welfare system: most of these countries belong to high welfare countries, residents can enjoy free medical services, and social welfare and old-age insurance are fully guaranteed.

Eu blue card: the most convenient way to immigrate to Germany, and enjoy permanent residence for 2 1 month.

In recent years, the European and American economies have recovered strongly, the capital return has accelerated, and the debt crisis has settled. International asset allocation has become the choice for domestic high-net-worth people to avoid the risk of RMB depreciation.