What's the exchange rate between Australian dollar and RMB? How to exchange money is the most cost-effective.

1 AUD to 4.9852 RMB, 1 RMB to AUD 0.2006, 100 RMB to AUD 200.6. There is no fixed standard for the exchange rate between the Australian dollar and the RMB, because the exchange rate changes every day, so it cannot be generalized. Subject to the transaction price at the bank counter.

How to exchange foreign exchange is the most cost-effective?

Bank card+a small amount of foreign currency cash. For outbound consumption, if there is no special need, it is best to carry a bank card and a small amount of foreign currency. Bank cards should have the function of foreign currency payment, and a small amount of foreign currency cash should meet ordinary daily expenses. If you want to exchange Australian dollars, you must first understand the exchange rate of Australian dollars against RMB.

Grasp the recent exchange rate trend before making changes. Since the beginning of this year, the RMB exchange rate has been weakening, and analysts predict that the RMB will remain stable and soft in the second half of the year, which means that the depreciation may continue. In this case, people who need to go abroad during the summer vacation can take advantage of the rebound to exchange less money for more foreign exchange. If it is a large amount of foreign exchange, it is best not to buy foreign exchange at one time, because foreign exchange fluctuations are more two-way, and unilateral appreciation or depreciation is rare. If necessary, it can be carried out in batches according to the situation to share the foreign exchange cost.

Before "shopping around" If you want to change RMB into foreign currency such as Australian dollar, it mainly depends on the selling price posted by the bank. Meanwhile, different banks actually have different foreign exchange quotations. This quotation difference is not big when changing small amounts of foreign currency, but it is more obvious when changing more. Therefore, we should not only look at the exchange rates of Australian dollars against RMB in different banks, but also pay attention to the differences of different exchange channels in the same bank. For example, the bank's self-service exchange method will be lower than the counter exchange fee.

Frequent exchange rate changes are more suitable for online banking exchange. In the case that RMB fluctuates more and more frequently, it is more appropriate to use the foreign exchange function of online banking or mobile banking for exchange. The foreign exchange quotation of online banking changes in real time, and consumers can know the exchange rate changes at any time. If the price is right, they can close the deal in time. If you need to exchange money abroad, it is best to exchange a certain amount of dollars at home and then exchange them into local currency abroad, which can reduce a lot of exchange rate losses.

The above is the most cost-effective introduction of how to exchange foreign exchange. In addition to paying attention to the exchange rate of the Australian dollar against the RMB, it is also important to find out whether there is a handling fee before the exchange. If there is a handling fee, then you can choose to spend by credit card, so that you can bypass these handling fees.