What are the remittance methods for buying a house in New Zealand?

Hello. First, pay attention to price evaluation and choose a reputable intermediary. New Zealand's real estate price market is highly transparent because of the effective monitoring of the government, so as a first-time buyer in New Zealand, you must know this information in newspapers and online. This information is accurate and reliable. With reference to these prices, finding a reputable intermediary company can avoid unnecessary losses.

Second, don't buy a house by yourself, and don't entrust others to buy a house. Because you are a stranger and don't know something, it's easy to spend money.

Third, don't take a house by its place name. For example, there is a place in Oakland where people live in Taiwan Province Province. In fact, the geographical location and other conditions there are not ideal, but the people living there gave a name "Qu Hao" according to transliteration, which gave people the impression of * * *, and as a result, the price of the house was also inflated. Many people were cheated and bought a house that was not worth so much money at a high price.

What is the general process of buying a house in New Zealand?

(1) Tell your ideas and requirements to the intermediary.

(2) Let the intermediary recommend the housing for you to see.

(3) After selection, bid and negotiate the contract.

(4) After both parties reach an agreement in the contract, pay the down payment of 10%.

(5) The intermediary will deliver the original to the lawyers of both parties for execution and handling.

(6) Please ask the intermediary to arrange to check the furniture, electrical appliances and housing conditions before handing over the house.

(7) Pay the balance to the lawyer before the handover date.

(8) On the handover day, your lawyer will put the money into the bank account of the opposing lawyer.

(9) The other party issues the key after receiving the payment.

How to buy real estate in New Zealand, some people who have lived in New Zealand for many years and have had many experiences in buying houses have given the following suggestions:

1. for data search.

Before buying a house in New Zealand, you must do a lot of information search and master some basic knowledge of New Zealand houses, such as what is LIM and what is CCC. Many intermediaries and foreigners are not necessarily proficient in this field.

In addition, we need to make a detailed survey of our favorite areas, and sometimes we need to wait in front of our favorite houses on weekend nights to ensure that they are safe and quiet, because some residential areas often have people racing there on weekend nights. The house we may like is far away from the way where we can compete, but the sound will spread far away when it is quiet at night, so this investigation is necessary.

In addition, if you are not sure whether this community is safe, you need to go to the police station to adjust the local crime rate. When buying a house, there is always more than one community as an alternative.

2. About real estate agents

* * Don't bind the real estate agent. When you see a good house, go to the agent of that house or directly find the owner, which can increase the choice of the house and your convenience. Of course, people with language barriers have to rely on intermediaries.

In fact, the intermediary is just a link between buyers and sellers. Once the buyer has collected enough information, he will know what kind of house he is looking for, but the intermediary will not take the initiative to help the buyer search all the suitable houses. Many times, it just makes a list for buyers to choose from. If the buyer does not take the initiative to ask, the general intermediary will not provide much other information.

3. About the choice of house

Property buyers should be cautious about houses with gypsum and wooden exterior walls, because the characteristics of such materials often lead to water leakage or wall damage over a long period of time. In particular, the maintenance cost of gypsum external wall houses is extremely high, and the purchase of such houses requires experts in this field to check. Comparatively speaking, the house with brick exterior wall is better, the maintenance cost is lower and the probability of structural change is much smaller. In addition, you can also find a house made of other materials.

When choosing a house, the roof is also a big and easily overlooked problem. Generally, buying a house is the kind where the eaves exceed and cover the external walls and windows. Don't buy a house with eaves and windows on the same plane. Due to the special architectural structure and windy and rainy climate of New Zealand houses, the big eaves can ensure that rainwater will not enter the house through the gap between the eaves and the external walls, nor will it erode the gap between the walls and windows for a long time, thus ensuring that,

In New Zealand, leaking houses are a threat to people's homes, and the maintenance cost of leaking houses is also very expensive. And once the house has a record of water leakage, no one wants to buy it again.

4. Find the necessary architects and lawyers

Buyers should find architects and lawyers in advance before buying a house. When they like the house, the architect will check the legality of the house, whether the documents are complete, whether there is reconstruction and expansion, and whether there is necessary approval according to the requirements of the buyer. In addition, the architect should check the appearance of the house for the witness to determine whether there are major problems, such as water leakage and mildew.

Even if minor problems are found, the buyer can ask the owner for maintenance or give corresponding preferential treatment before handing over the house. House inspection is generally carried out after the handover of the conditional contract. Find architects, foreigners and larger professional housing appraisal companies. Lawyers are also important to buyers. Although lawyers are all sitting in the house to collect money, they can help buyers check the legality. The most important thing is to check whether the owner has a loan and whether there are bad debts linked to the house to ensure that the house transaction is legal and smooth. Therefore, when buying a house, you should find a responsible lawyer. Of course, it is best to speak Chinese or have a Chinese translator.

5. About conditional contracts

It is necessary for the buyer to sign a conditional contract. Contract conditions may include: finance, Lim inspection, builder's report, delivery date, etc. These conditions can effectively protect the rights and interests of buyers, which is also widely adopted by New Zealanders when buying a house.

Finance: With this clause, during the whole contract period, if the buyer has difficulty in buying a house unilaterally or changes his mind, he can use financial problems to terminate the purchase contract, which increases his flexibility and security.

Lim inspection, the builder reported: if there is a problem with the legality of building, you can't buy it. If there is a big problem with the current situation of the house, you can ask the owner to repair or reduce the price. What needs to be added is that * * don't let your friends look after it for you, especially if the buyer wants to buy an expensive house. Although finding a friend can save the inspection fee, no one will be responsible if something goes wrong.

Some large professional housing appraisal companies will also provide guarantees for qualified houses for one year or more, and will also provide guarantees for the buyer's home insurance company, so once there is a quality problem, the housing appraisal company will be responsible.

6. Misunderstanding of housing valuation

GV or CV is the valuation of land tax levied by New Zealand government. These two words represent the same meaning, but they are called differently in different periods. GV or CV has certain price guidance significance for buyers, but it is by no means an accurate market valuation. The GV or CV of many houses is higher than the actual market price, which can be understood as the local government wants to collect more taxes.

Therefore, property buyers must not "below GV or CV".

Confused by the advertisement, compare it with similar houses in the same area. If you are not at ease, you can ask a professional appraisal company to make an appraisal report on the house.

7. About buying a house

Don't worry about buying a house. Many people will feel the feeling of being swayed by considerations of gain and loss when they look at their favorite house. Once a contract is hastily signed for this reason, it is easy to make mistakes. Especially when buying an auction house, if you don't do a good job of investigation before the auction, once the auction is successful, you must accept all the status quo of the house. Now New Zealand's real estate is a buyer's market, so it is better to look slowly and find a cheap and good quality house, so it is very important to have a mentality in the process of buying a house.

Hope to adopt