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What is the most cost-effective remittance for Italian immigrants?
In principle, credit card online payment can send euro checks in the euro zone, but other euro countries are not used to receiving checks, so the procedures are more complicated and require a certain handling fee. Usually, payment is made online by credit card, of course, through online secure payment system. Just fill in the 16 digits on the credit card and the last 3 digits of the confirmation code on the back of the card.
Bank transfer If the payee has a bank account abroad, the easiest way is to transfer money through the bank (from your account to the payee's account). Bank transfer requires an international bank account number (IBAN) to confirm the payee's account, and a bank confirmation code (BIC) to confirm the bank where the account is located. If you know these two key information, remittance is easy and the cost is low.
However, if you transfer money to a country outside the EU, the cost is determined by the bank itself. You need to have a BIC bank confirmation code and a basic bank account number (BBAN). If you don't have these materials, the bank may refuse to transfer money or help find them, but you have to pay a fee to find them. Lyon needs 12.9 euros for credit and 25 euros for savings bank. In addition, the payee often has to pay local bank charges, which varies greatly in different countries. You can ask to pay all the fees in France, so that the payee doesn't have to pay any more.
Post office international remittance Post office international remittance is universal, but it is slow. This method is a good way to remit money when bank transfer is not feasible. Post offices are spread all over the world 150 countries, which is the network of the world. You only need to go to any post office in France to fill in the international money order, and the international money order will be sent to the local post office you choose. You are responsible for notifying the payee and telling the payee to confirm the number so as to receive the remittance. The cost of international remittance varies according to the country to which the remittance is sent, and the time is relatively long. Generally, it takes 4 days in Europe and 10- 15 days in other regions.
Further reading: entry and exit conditions for Italian immigrants
According to Article 5 of the Schengen Treaty, citizens of non-Schengen countries must meet the following conditions:
(1) Entry from border ports;
1. Hold a valid passport recognized by the Italian government or a travel document with the same effect (this document should allow the holder to return to the issuing country freely);
2. Possess documents that can prove their entry purpose and stay conditions, and prove that they have sufficient funds to ensure that they care about the expenses during their stay and pay the travel expenses for returning home or going to a third country. (excluding foreigners who have lived in Schengen and obtained formal residence);
(2) Holding a valid entry or transit visa;
1. Foreigners who have already lived in Schengen countries and obtained formal residence can be exempted from visas if their stay time is less than 3 months. However, if you enter Italy for work or internship, you will not enjoy the above visa-free treatment.
2. Foreigners who have obtained official residence can also be exempted from visas.
(3) No entry permit record;
(4) It is not considered as a threat to public order, national security and international relations in Italy.
(5) People who do not meet any of the above conditions will be refused entry by the Italian border guards even if they hold entry or transit visas.
Special note: the Italian government attaches great importance to child trafficking, so if you bring underage children into the country, you need to prepare a notarization of kinship. If you let someone else take it, you need to prepare a power of attorney to prevent customs inspection. Don't carry counterfeit products, or you may be severely punished.
Further reading: the application conditions and process of Italian housing immigrants
Italian housing immigration application conditions:
Buying a property that meets the requirements for applying for a national residence card in Italy should be no less than 300,000 euros according to the relevant requirements for obtaining residence stipulated by the Italian government.
It has an independent and stable economic source and continuity, and its non-wage income is not less than 36,5438+0,000 euros/year.
If the whole family immigrates at the same time, the income must be increased by 20% on the original basis, and if the minor children immigrate at the same time, the income must be increased by 5%/ child on the original basis.
Italian housing immigration application process:
Pre-contract evaluation
After passing the evaluation, the service agreement is formally signed.
Prepare tourist/business visa application documents and immigration application documents for entering Schengen countries for the first time.
Submit the embassy audit documents and get a one-time Schengen tourist visa.
I went to Italy to inspect the real estate, and I was led by a special person and accompanied by a housekeeper.
After signing the house purchase agreement, performing the contract and paying the full amount and taxes, the house registration will be completed.
After obtaining the "property certificate", apply to the Italian authorities for an Italian national residence card.
After the applicant is approved, the investor will personally go to the Italian government agency to fingerprint and obtain a residence card.
Submit an application for extension of residence after 2 years.
Submit an application for permanent residence after 5 years.
You can apply for naturalization after five years of permanent residence.
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