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Is it better to stay in China or emigrate?

I've been thinking about immigration for a long time last year, and I'm almost ready to find an intermediary. Then I thought about it carefully and put it on hold. The value of immigrants is estimated as 1 from the cost-benefit method, and the cost of immigrants is estimated. The investment of skilled immigrants is less, but there is great uncertainty. For example, skilled immigrants in Australia have very high requirements for English (at least IELTS 4 7), and there are many restrictions such as occupation and age. Basically, skilled migration is inevitable, and it takes a lot of time and energy. Therefore, it is more realistic to invest in immigration. Take Canadian investment immigrants as an example. Take permanent residence needs 6.5438+0.6 million RMB, bond investment of 750,000 Australian dollars, and US EB5.5 million dollars. Basically, the cost is similar to that of Canada, calculated at 6.5438+0.6 million yuan. At present, the 8% return rate of low-risk investment in China can be guaranteed, which means that choosing investment immigrants means spending 6.5438+0.2 million yuan more each year, which means reducing 6.5438+0.2 million yuan in cash flow every month. 2. Work and employment. At present, the annual salary in China can reach 250 thousand RMB, and I have dinner with my old classmates from Shanghai Jiaotong University all the year round. Most (not officials) work 10, and the annual salary is 200,000-300,000 RMB. Especially outstanding students (as small managers) can get an annual salary of 600,000 RMB. I don't know how to find a job after going abroad, but my graduate student who works in Intel thinks that even if he works in the United States, his income will not be much different from that in China, because the majors of Intel in the United States and China are different, so he definitely can't work in Intel when he goes to the United States. 3. Buy a house or rent a house. You need to buy or rent a house after going abroad. Take renting a house as an example. The monthly rent for a three-bedroom apartment is 654.38 yuan+more than 0,000 yuan. It is cheap to buy a house, but the annual property tax and the maintenance cost of the house cannot be less. The key is the need of living in China, and it is difficult to make up my mind to sell the only house in China. Therefore, it is basically necessary to increase the monthly expenditure by 654.38 yuan+0,000 yuan. 4. Daily expenses, there is little difference between domestic and foreign commodity prices. What is expensive at home is cheaper abroad, and what is cheap at home is slightly more expensive abroad. The price of service industry is definitely more expensive abroad, so the daily expenses are definitely more abroad. If children don't go to private schools after going abroad, it will definitely be cheaper abroad. For schools with slightly better grades in China, the school selection fee is about 65,438+10,000. The quality of primary education is comparable at home and abroad, and foreign higher education is good. So immigrants can save money for studying in universities. Children's grades are poor, and studying abroad basically costs 6.5438+0 million. Children with good grades should be able to save some money. 7, financial investment, I feel that the domestic environment is good to make money. After all, I am familiar with it. Foreign financial products are hard to be fooled by our English ability. Of course, it is legal for people to lie to you. However, when operating the domestic stock market abroad, the time difference is different, and the inversion of black and white affects health, which is not worth the loss, and it is very troublesome to operate abroad. 8, environmental pollution, the country is too bad, Beijing PM2.5 seriously exceeds the standard, but there is no need to flee abroad, just go to Hainan in winter, the cost is low, and there is no obstacle to talking, eating and traveling. Generally speaking, in terms of expenses alone, it costs almost 30,000 more per month, which is inconvenient for investment, financial management and life. The biggest advantage is that it saves children the cost of going to college. I am 35 years old and pursue financial freedom. I can basically achieve this goal at home, but it is basically impossible to go abroad. Whether in the United States, Canada or Australia, I need to find a job all over the street. Therefore, simply from the perspective of improving their quality of life, immigration is not cost-effective. So I think it's better to stay in China. Although there are many shortcomings, it is still suitable. Developed countries have many shortcomings.