How to handle five insurances and one gold?

Five insurances and one gold can only be used for specific purposes. The details are as follows:

1. The money in the social security card belongs to the special fund and cannot be withdrawn directly. It can only be used for a specific purpose. For example, the medical insurance money in the social security card can only be used when you see a doctor in a hospital or buy medicine with a medical insurance card.

2. The insured has reached retirement age, that is, the male has reached 60 years of age and the female has reached 50 years of age, but the pension contribution is insufficient 15 years. At this time, you can take out the balance money in your account;

If the insured person dies before reaching retirement age, the money in the personal account can be inherited as an inheritance. If the insured person leaves the country, he can also apply in writing to terminate the basic pension relationship after leaving the country, and the money in his personal account will be paid to him in one lump sum.

Legal basis:

Article 4 of People's Republic of China (PRC) Social Insurance Law

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 10

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.