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How much cash can I bring when I immigrate to New Zealand?
cash
According to the regulations, it is not necessary to declare cash within 1 10,000 New Zealand dollars (about 50,000 yuan). In other words, you can take 1 10,000 New Zealand dollars with you when you enter the country.
UnionPay card
At present, some merchants in New Zealand can use UnionPay cards to conduct transactions, such as DFS duty-free shops, health care products stores, Chinese restaurants and other businesses with UnionPay logo at the checkout counter. ATM machines of ANZ Bank, BNZ Bank, KIWIBANK and other banks in all parts of New Zealand (with the UnionPay logo on the ATM) can also use UnionPay cards to withdraw New Zealand dollars in cash (the exchange rate is at the current rate of China Bank, and the handling fee is charged according to the handling fee stipulated by your card-holding bank).
visa card
If it is a domestic ordinary VISA card, the scope of use is the same as that of UnionPay card, and it also needs exchange rate conversion and payment of handling fees.
Alipay or wechat payment
Some Chinese-dominated shops in New Zealand have opened Alipay or WeChat payment functions. Generally, the cashier will put Alipay or WeChat logo. However, there are relatively few shops in New Zealand that support Alipay and WeChat payment, and they are not very popular.
apple pay
In New Zealand, Apple pay is gradually accepted, but at present ANZ Bank is the only bank card that can connect with Apple Pay. If the credit card POS machines in some stores can support the function of Visa PayWave, you can use Apple Pay.
Domestic electronic banking
If you have an e-banking account in China and want to use related business in New Zealand, you only need to remember your user name, bring your security U shield and operate through online banking or mobile banking. Including online banking foreign exchange and transfer.
New Zealand bank card
After coming to New Zealand, if you plan to stay in New Zealand for a long time, I suggest you apply for a local bank card and credit card in New Zealand immediately. Because all shops in New Zealand, big or small, can pay by bank card/credit card, even if they don't have cash on them, it is enough to take a bank card when they go out, so it will be more convenient to use it all over New Zealand (it should be noted that some small shops, such as small restaurants, don't support credit card payment, so they can only use ordinary savings bank cards). You only need to bring your passport, valid visa and address letter (your name and address information are on the water and electricity network bill) to open a local bank account in New Zealand. After opening an account in a local bank, if you want to remit money from China to New Zealand, you can remit it directly to the local account through domestic bank wire transfer or online bank transfer, Alipay's international remittance function, and local foreign exchange companies. At the same time, you can also apply for local bank credit cards in New Zealand, and New Zealand credit cards can also be used abroad (exchange rate conversion and handling fees are also required).
Bank of China, New Zealand.
At present, China Bank, China Construction Bank and China Industrial and Commercial Bank all have branches in New Zealand. Many friends mistakenly think that they can do any China business like domestic banks. Actually, this is a misunderstanding. China Bank opened in New Zealand is still subject to foreign exchange control in China, and it is not connected with domestic banks, just like local banks in New Zealand.
exchange currencies
The last part mentioned that foreign exchange can be exchanged through banks, Alipay's international remittance function and local foreign exchange companies. Here we mentioned that if friends want to exchange small amounts of cash, they can also go to the exchange windows of some banks or the windows of local exchange companies to exchange them directly. In addition, we need to remind everyone that there are more and more scammers now. Remember not to exchange money online or privately through strangers, so as not to be deceived!
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