How much do new immigrants in the United States know about the "welfare" of buying a house in the United States?

1, loanable: loan investment is the most cost-effective way to invest in real estate. It is common and easy for overseas buyers to borrow money to buy a house in the United States.

2. Low interest rate: At present, the local bank mortgage interest rate in the United States is about 3% to 4%, but it depends on the specific interest rate of each bank and the loan situation of customers.

3. Tax incentives: both property tax and interest on housing loans can be exempted from tax. In addition, the house is sold after living for two years, and the value-added within 600,000 is tax-free.

4. Preferential mortgage loan: The borrower can apply for a loan with a fixed interest rate. No matter how high the market interest rate is in the future, the repayment will not be affected. In addition, if the interest rate drops again in the future, you can apply for refinancing at any time.

5. Enjoy regional government subsidies: Generally speaking, local governments often give subsidies of 50-65438+10,000 yuan. The condition is how many years (such as ten years) you have lived here continuously.

6. Exclusive benefits for the elderly to buy a house: In the United States, 62-year-old buyers can live for life only by paying 30%-40% of the house price, and they don't have to pay the installment payment. In addition, local governments often give subsidies of 500-65438+ 10,000 yuan, so you can buy a house with very little money.