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202 1 how much does it cost to prepare a deposit certificate for studying in Germany?
certification of deposit
1, related policies
In 2005, Germany determined the requirements for deposit certificates. Before applying for a visa, students need to have a deposit of more than 7020 euros in a German bank account, and they must also have relevant certificates. Students can withdraw less than 585 euros from this account every month during their study abroad.
There will be such a rule, mainly to ensure that students have enough money to complete all courses, which is actually a restriction on students' self-insurance funds.
Some students may have heard that a bank account will freeze students' 1600 euros, but this regulation has nothing to do with their Ministry of Foreign Affairs, and the German Banking Association has never frozen the deposits of international students. If the bank requires this, it is only the bank's business policy.
2. Amount of funds
The amount of funds that students need to prepare each year must be more than 70,000 yuan. This is a requirement for a German visa. Students must have proof of using funds during their study abroad. Generally speaking, use self-insurance funds.
Therefore, before applying for a visa, students should deposit in a German bank account, and there are some restrictions when depositing. For example, there must be a deposit of at least 7020 euros in a school year, and there must be a bank certificate, and there will be restrictions on the amount of cash that students can withdraw from this account every month.
The deposit for studying in Germany is 7020 euros, which is about 1 10,000 euros. This is a sum of money fixed in Deutsche Bank every year for visa extension. The monthly withdrawal does not exceed 585 euros.
The German Immigration Bureau has put forward financial guarantee requirements for international students' visa applications to ensure that international students will not fall into financial difficulties during their study in Germany. At present, the German Immigration Department requires the guarantee of 6,500 euros per year for international students studying in China. International students can deposit this deposit into a special account, and after successful application, they can withdraw 500 euros of living expenses from this account every month until the amount in the account is less than 1500 euros.
3. Handling requirements
How to issue it: you need to bring your ID card and passbook to the online branch of the bank. If you need to entrust someone else to do this certificate, the client must have his own identity document with the student.
Fees: Generally, 20 yuan is required to issue a certificate.
Validity period: The validity period of certificates of deposit is actually flexible, not necessarily three months. In fact, students can set their own time limit, but the bank will freeze the deposit after issuing the certificate. Note that the time is the same as the effective time of the deposit certificate.
If it is necessary to cancel the withdrawal limit within three months, it must be cancelled with a deposit certificate.
Matters needing attention
1, the amount of funds required for German study abroad deposit certificate
Not less than 70,000 yuan per year.
The German Visa Office stipulates that China students applying for a study visa must provide proof of their economic expenses during their study abroad. Among China students studying in Germany, self-insurance funds are the most common way to apply for visas. Therefore, China students need to open an account and deposit in a German bank before going through the visa formalities. And there are corresponding restrictions.
Before applying for a study visa, China students must have a German study visa deposit certificate of at least 7020 euros in a German bank account for one academic year;
With additional restrictive clauses, the amount of cash that China students can withdraw from this account every month during their study in Germany shall not exceed 585 euros. This account can also be opened in the Beijing office of Deutsche Bank.
2. The regulations on banking are different from those of the Ministry of Foreign Affairs.
A spokesman for the German Foreign Ministry said that the purpose of the relevant regulations of the Ministry of Foreign Affairs is clear, to ensure that China students have sufficient financial resources to support their studies in Germany. However, there are only the above two restrictions on applying for student visa self-insurance funds for German study visas. The relevant provisions on freezing German bank accounts 1600 euros have nothing to do with the German Foreign Ministry.
A spokesman for the German Banking Association claimed that the German Banking Association had not signed an agreement with any institution to freeze the deposits of international students. If German banks have similar regulations, it is the bank's decision based on its business policy.
It can be seen that the monthly deposit of 7020 euros and the withdrawal limit of 585 euros are the regulations of the German Ministry of Foreign Affairs, while the restriction of freezing 1600 euros is the "indigenous policy" of banks such as Deutsche Bank for China students.
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