What are the policies for selling second-hand houses in Shenzhen in 2018?

Nowadays, most people feel that the price of houses where they live is too high, so they often feel unable to afford a new house. Second-hand houses have become the first choice for countless people. So, for those who are planning to buy a house in Shenzhen, what are the policies for selling second-hand houses in Shenzhen in 2018? What conditions need to be met to buy a house in Shenzhen? Let’s explore the answer together!

1. What are the policies for selling second-hand houses in Shenzhen in 2018?

1. According to the requirements of the "Notice": When commercial banks handle housing loan business, they must investigate the number of housing units in the real estate information system and the contract signed online as the review criteria, and must use the Internet to The lowest value of the signed contract price and the appraised price of the house is used to calculate the basis to determine the loan amount. In fact, this means that in the process of selling a second-hand house, all prices must be unified.

2. On September 30, Shenzhen City clearly stipulated that households registered in this city (including families whose family members are also registered in this city) can only purchase two houses in the local area; Families from other places who have paid social security for one year in the city are limited to purchasing one house. And the Shenzhen government has clearly stipulated that it will suspend the sale of houses to families who own more than two houses in the city, or to families from other places who cannot provide social security for more than one year.

2. What conditions need to be met to buy a house in Shenzhen?

1. If you want to buy a house in Shenzhen with a non-local household registration, you must provide social security contributions that have been paid continuously for more than one year, and you need to provide proof of income.

2. Shenzhen residents need to provide proof of income, household register, marriage certificate, original ID card, and proof of no house ownership. If you need a mortgage loan, you also need to provide bank statements and income certificates, and one year of social security. In addition, Shenzhen residents can purchase up to two houses, with a down payment of 30% required for the first house and 60% down payment for the second house.

Editor’s summary: The above has introduced to you the policies for selling second-hand houses in Shenzhen in 2018 and the conditions that need to be met to buy a house in Shenzhen. I hope it can give you some help.

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