Can China people get a loan to buy a house in Singapore?

1. China people need to meet the following conditions when purchasing real estate in Singapore:

1. Property with land in Singapore can only be purchased by local people, while property with land and townhouses in Sentosa Island are shipped to them for purchase. The house price in this place is beyond the reach of ordinary people.

2. Most apartments in Singapore and public apartments that have lived for more than ten years can be bought. The apartments in Singapore are all usable areas, with no pool area and their own parking spaces. (The apartment needs to pay a management fee every month, calculated according to the apartment area. )

2. How do China people buy Singaporean real estate?

1. For ordinary people, they can only buy apartments in Singapore, but not real estate and government apartments on the main island.

2. Singapore's housing prices are relatively high, with an average of 6-65,438+0.2 million yuan per square meter, and the starting price of ordinary apartments is about 654,380+0 million Singapore dollars, which shows that the budget is heavy.

3. Bank loans. The annual interest rate of loans in Singapore is relatively low, with an average annual interest rate of around 4%. If you have a stable source of income, you can borrow up to 60%.

4. Look at this house. Singapore's real estate market is relatively transparent, and the laws in this area are relatively strict, so the assistance of real estate agents and lawyers is needed when handling relevant procedures. The role of real estate agent is very important, so you must choose the right one.

You must pay taxes and fees when buying real estate. Generally, after the down payment is paid, the tax is stamp duty within 3%+additional stamp duty of 20%. If you want to sell the house after one year, you have to bear the stamp duty of 12%, and reduce the stamp duty by 4% every year. After three years, you won't have to pay taxes. It is good for overseas people to buy apartments independently. If they invest, the risk is not very small.