How can buying a house in Australia help international students?

Many people will choose to buy a house in Australia, so how can buying a house in Australia help international students? This is a concern of many people who go abroad. Let's take a look at it with the immigration network! The following is the relevant information I have compiled. Welcome to reading.

The help of buying a house in Australia to studying abroad

Going abroad to study, having a stable small family is the basic prerequisite for serious study. Accommodation is for peace of mind and comfort. As for the decoration, you can play at will, completely free, as warm and comfortable as at home in China.

There are no restrictions for international students to buy new houses in Australia, and they are not affected by visas. The Australian government has been encouraging foreigners to invest in Australia, but only in new houses. Therefore, the property purchased by international students can not only be used for their own residence, but also be subletted to other students. Even if you leave the country in the future, you don't have to force it to sell. There are no restrictions on house price, room type and area.

If the overseas students have already bought the real estate, if they don't have enough income to repay the loan, they can use their parents as the real estate to buy the real estate with the owner, and then use their parents' income to repay the loan. If parents' income is stable, they can also apply for a 70% loan amount.

When buying a house in Australia, the house itself is your collateral, and no additional collateral is needed. At the same time, if you have assets in China, it will help you to apply for a loan more convincingly, and it is more likely to apply for a loan. Your assets in China are "sufficient and unnecessary conditions".

In addition, if the buyer can pay a down payment of more than 20% of the property price at one time, the bank will have confidence in your financial ability. If students have no intention to emigrate and settle down, they should sell their houses three months before the validity of their student visas, otherwise, they will arrange real estate auction.

Australia's real estate market is prosperous and its return on investment is high. According to the report of Australian real estate agency RPData, the trend of Australian housing prices is stable, with an annual growth rate of 7%~ 10%, which is doubled in about 7~ 10 years. Especially since 1990s, under the background of global economic prosperity, Australian real estate has grown rapidly. With the evolution of time, the owner of the house can build the net value of the house. The net value comes from low down payment, repayment of mortgage principal and market appreciation.

If you buy a house, you can not only avoid the rental cost of studying abroad, but also offset the loan by renting the remaining rooms. According to the law that the average house price in Australia doubles in seven years, the house will be resold after graduation, and there is even a considerable income besides the cost of studying abroad. This is the charm of "educating people by housing" in Australia. If you can buy a house, please do it early.