Measures for the implementation of social endowment insurance for urban and rural residents in Wenzhou

Measures for the implementation of basic old-age insurance for urban and rural residents in Wenzhou

(Promulgated by DecreeNo. 10 in 2004) Wenzhou Municipal People's Government on February 28th, 2009114; 20 12 02 10 was revised according to DecreeNo. of Wenzhou Municipal People's Government. 132; According to the OrderNo. 149, Wenzhou Municipal People's Government 20 14, the Decision of Wenzhou Municipal People's Government on Amending the Implementation Measures of Social Endowment Insurance for Urban and Rural Residents in Wenzhou was revised again)

Chapter I General Principles

Article 1 In order to further improve the social endowment insurance system in our city and gradually realize that everyone enjoys basic endowment insurance, According to the Guiding Opinions of the State Council on Launching the Pilot Project of New Rural Social Endowment Insurance (Guo Fa [2009] No.32) and the State Council's Opinions on Establishing a Unified Basic Endowment Insurance System for Urban and Rural Residents (Guo Fa [2014] No.8), Implementation Opinions of Zhejiang Provincial People's Government on Establishing Social Endowment Insurance System for Urban and Rural Residents (Zhejiang Provincial People's Government's Opinions on Accelerating the Implementation of Social Endowment Insurance System for Urban and Rural Residents (Zhejiang [201]19) and Zhejiang Provincial People's Government's Opinions on Further Improving the Basic Endowment Insurance System for Urban and Rural Residents (Zhejiang [20/)

Article 2 These Measures shall apply to the basic old-age insurance for urban and rural residents within the urban area of Wenzhou.

Article 3 Urban and rural residents who meet the following conditions at the same time may participate in the basic old-age insurance for urban and rural residents at their domicile:

(a) with Wenzhou urban household registration;

(two) at least 16 years old (except full-time students);

(three) non state organs, institutions, social group work personnel;

(four) does not belong to the basic old-age insurance system for employees.

Article 4 The basic old-age insurance for urban and rural residents shall be combined with individual accounts and social pooling, and the old-age insurance premium shall be reasonably shared by individuals (families), collectives and the government.

The level of payment is compatible with the income status and affordability of urban and rural residents; The level of treatment is linked to the individual payment standard, which is compatible with the level of urban and rural economic and social development and the fund's affordability.

Article 5 The municipal and district people's governments shall strengthen their leadership over the work of basic old-age insurance for urban and rural residents, incorporate it into the economic and social development plan and annual plan, raise old-age insurance funds through multiple channels, and ensure that the basic old-age insurance benefits for urban and rural residents are paid in full and on time.

The development of basic old-age insurance for urban and rural residents should be included in the assessment of government target responsibility.

Article 6 The municipal human resources and social security department shall be responsible for the basic old-age insurance for urban and rural residents in Wenzhou, and perform the following duties:

(a) responsible for the overall planning, policy formulation, unified management and comprehensive coordination of the basic old-age insurance for urban and rural residents;

(two) responsible for guiding the social insurance agencies to carry out the basic old-age insurance business for urban and rural residents;

(three) responsible for establishing and perfecting the internal control system and the fund audit system, and regularly publishing the information on fund raising and payment, so as to be open and transparent;

(four) responsible for the supervision and inspection of the collection, transfer, use and management of the basic old-age insurance fund for urban and rural residents.

Seventh social insurance agencies responsible for handling the specific affairs of the basic old-age insurance for urban and rural residents, perform the following duties:

(1) Formulating various business management rules and regulations and standardizing business processes;

(two) responsible for the establishment, recording and management of personal accounts and files of basic old-age insurance for urban and rural residents;

(three) responsible for the audit of the basic old-age insurance for urban and rural residents;

(4) Examining the eligibility of the insured for pension benefits, and examining and paying pension benefits;

(five) to handle the transfer, convergence and liquidation procedures of the basic old-age insurance for urban and rural residents;

(six) the preparation of basic old-age insurance for urban and rural residents accounting and statistical reports, submitted to the human resources and social security departments;

(seven) to guide the township (street) labor and social security institutions to carry out the basic old-age insurance for urban and rural residents.

Township (street) labor and social security institutions shall assist social insurance agencies to do a good job in the basic information entry, fee collection, treatment payment and qualification identification of the insured persons of basic old-age insurance for urban and rural residents within their respective jurisdictions.

Article 8 The financial department shall be responsible for raising, transferring, using and managing the financial expenses of the basic old-age insurance fund for urban and rural residents, so as to maintain and increase the value of the fund in accordance with regulations.

The supervision and auditing departments shall supervise the basic old-age insurance fund for urban and rural residents according to their respective responsibilities, and prohibit any department or unit from misappropriating it to ensure the safety of the fund.

District human resources and social security departments, township people's governments (street offices) and village residents (communities) shall assist in the basic old-age insurance for urban and rural residents in this area.

Chapter II Raising and Management of Endowment Insurance Fund

Article 9 The basic endowment insurance fund for urban and rural residents is mainly composed of individual contributions, collective subsidies and government subsidies.

Tenth basic old-age insurance benefits for urban and rural residents are divided into eight grades: 100 yuan, 300 yuan, 500 yuan, 800 yuan, 1000 yuan, 1500 yuan, 2000 yuan and 2500 yuan per year. Insured people can choose their own payment standards according to their own affordability, and pay annually, and pay more.

The Municipal People's Government may, according to the per capita net income of urban and rural residents and the per capita disposable income of urban residents, adjust the payment standard in a timely manner, and the highest payment grade standard shall not exceed the annual payment of urban individual workers participating in the basic old-age insurance for employees in principle.

Eleventh conditional village (community) collective economic organizations shall give subsidies to the insured, and the subsidy standard shall be determined by the village (neighborhood) people's meeting or the village (neighborhood) people's representative meeting.

Encourage other economic organizations, social welfare organizations and individuals to provide financial support for the payment of the insured.

Twelfth urban and rural residents to pay insurance premiums, financial subsidies in accordance with the following standards:

(a) according to the grade of 100 yuan, each person shall be given 30 yuan payment subsidy every year;

(two) according to the 300 yuan grade payment, each person per year to subsidize 35 yuan payment;

(three) according to the grade of 500 yuan, each person shall be given the payment subsidy of 80 yuan every year;

(four) according to the grade of 800 yuan, each person shall be given the payment subsidy of 85 yuan every year;

(five) according to the grade of 1000 yuan, each person shall be given a subsidy to 90 yuan every year;

(six) according to the grade of 1500 yuan, each person shall be given a subsidy for 95 yuan's payment every year;

(seven) according to the level of 2000 yuan, 100 yuan per person to pay subsidies every year;

(eight) according to the level of 2500 yuan, 120 yuan per person per year.

If migrant farmers who transfer the contracted land management right for a long time (10 years or more) in the form of lease or shares choose to participate in the basic old-age insurance for urban and rural residents, the financial subsidy standard will be increased by 50% on the original basis according to the payment grade selected by migrant farmers.

During the period of validity, the insured persons who hold the minimum living guarantee card for urban and rural residents in Wenzhou, the family assistance card for the needy and the poverty card for the disabled in Wenzhou will be fully subsidized by the finance according to the minimum payment standard.

The Municipal People's Government may, according to the adjustment of the payment standard of the basic old-age insurance for urban and rural residents, adjust the payment subsidy standard in a timely manner.

Thirteenth urban and rural residents' basic old-age insurance fund is raised by the municipal finance, which is mainly used to pay the basic pension, the insured person's payment subsidy, the payment period pension, the ex-servicemen preferential payment and the funeral subsidy.

According to the household registration relationship of the insured, the overall fund shall be borne by the municipal and district finance in accordance with the current financial system.

Fourteenth insured interrupt payment, allowed to pay, the annual payment amount shall not be lower than the minimum payment standard in the urban area where the payment is made.

Fifteenth basic old-age insurance for urban and rural residents by the township government (street offices) organization, to the village (community) as a unit for centralized insurance procedures. The basic old-age insurance premiums for urban and rural residents shall be collected by social insurance agencies.

The basic old-age insurance premium for urban and rural residents shall be paid in cash, not in kind.

Sixteenth basic old-age insurance funds for urban and rural residents into the fiscal budget at the same level.

The basic old-age insurance fund for urban and rural residents shall be managed by two lines of revenue and expenditure and special financial accounts, and no unit or individual may misappropriate or intercept it.

The financial department shall set up a special financial account for the basic old-age insurance fund for urban and rural residents, and the old-age insurance premiums, financial subsidies and village collective subsidies paid by the insured shall be incorporated into the special financial account for the basic old-age insurance fund for urban and rural residents in a timely manner.

Social insurance agencies shall open income accounts and expenditure accounts of the basic old-age insurance fund for urban and rural residents in designated banks, and the basic old-age insurance fund for urban and rural residents shall be accounted for separately, separately and earmarked.

Seventeenth basic old-age insurance funds for urban and rural residents in accordance with state regulations, the value-added income is all included in the basic old-age insurance fund for urban and rural residents.

Eighteenth basic old-age insurance for urban and rural residents should be included in the fiscal budget, and shall not be charged from the basic old-age insurance fund for urban and rural residents.

Chapter III Establishment and Management of Personal Accounts

Nineteenth social insurance agencies shall establish a personal account for the old-age insurance for the insured according to his personal ID number, and record all individual contributions, collective subsidies, government subsidies and other contributions into the personal account.

Twentieth individual account storage, according to the relevant provisions of the state and province interest.

Twenty-first insured interruption of payment, the personal account shall be retained by the social insurance agencies and uninterrupted interest. If the payment is continued in the future, the payment period and personal account storage amount before and after the interruption of payment will be calculated cumulatively.

Article 22 During the period of insurance payment, if the insured person needs to be transferred across the whole area due to the transfer of household registration, his pension insurance relationship and personal account storage amount can all be transferred to the new insured place, and the insurance payment will continue according to the provisions of the new insured place, and the payment period will be calculated cumulatively. Persons who have received pension benefits according to regulations, regardless of whether the household registration is transferred or not, their pension insurance relationship is not transferred.

Article 23 After the death of the insured, the balance of individual contributions, collective subsidies and financial contribution subsidies in his personal account with the actual payment period and its interest can be inherited or bequeathed according to law, and the social insurance agency will pay it to the heir or designated beneficiary in one lump sum.

Insured persons who settle abroad may apply to the social insurance agency for a one-time refund of the difference between individual contributions, collective subsidies and financial contribution subsidies in their personal accounts and the actual payment period, and terminate the basic old-age insurance relationship between urban and rural residents.

Twenty-fourth the establishment of urban and rural residents' basic old-age insurance information management system, into the social security information management system ("golden insurance project"), and share information resources with other citizen information management systems.

The implementation of social security card, convenient for the insured card payment, receive treatment and query my insurance information.

Chapter IV Pension Insurance Benefits

Twenty-fifth insured persons who do not enjoy the retirement, resignation or basic pension benefits of state organs, institutions and social organizations, who have reached the age of 60, and have paid a total of 15 years or more, can receive a monthly pension for urban and rural residents.

Twenty-sixth urban and rural residents' pension consists of three parts: basic pension, personal account pension and payment period pension:

(1) The monthly standard of basic pension is 130 yuan;

(two) the monthly standard of personal account pension is calculated and paid according to the total storage amount of the insured's personal account divided by 139;

(three) the monthly standard of the payment period pension is based on the principle of long payment and more income, and is distributed in stages according to the payment period:

1. If the payment is less than 5 years (inclusive), it shall be paid according to 1 yuan/year;

2. If the payment is less than 10 year (inclusive) for more than 6 years, it shall be calculated according to 2 yuan/year from the sixth year;

3. If the payment exceeds 1 1 year (inclusive) and is less than 15 years (inclusive), it shall be calculated as 3 yuan/year from 1 1 year;

4. If the payment exceeds 16 (inclusive), it shall be calculated as 5 yuan/year from 16.

(4) Establish a subsidy system for the elderly. Enjoy the old-age benefits for urban and rural residents (including the old-age security benefits for urban elderly residents). For those who have reached the age of 80, the financial department will give 30 yuan an old-age subsidy every month; Those who have reached the age of 90 and above and have already enjoyed government pension subsidies will no longer enjoy them.

For the insured retired soldiers (including those who have reached the age of 60 at the time of implementation of these Measures), length of military service shall be regarded as the payment, and the preferential payment shall be added.

Article 27 When these Measures are implemented, urban and rural elderly residents who have reached the age of 60 (born before 1949 12 3 1, the same below) and have not enjoyed the retirement, retirement or retirement benefits of state organs, institutions and social organizations, or the basic pension for employees and the old-age security for urban elderly residents may receive the basic pension on a monthly basis without paying fees.

Twenty-eighth has participated in the basic old-age insurance for urban and rural residents, less than 15 years before receiving the pension, 20 14 before July, you can pay the annual fee, but the cumulative payment period shall not exceed 15 years. After July of 20 14, the insured will pay the fees year by year. If the accumulated payment period is less than 15, it will be made up to 15.

Those who participate in the basic old-age insurance for urban and rural residents, who have reached the age of 15 (inclusive), shall pay the annual fee, and the cumulative payment period shall not be less than 15 years.

The part that the government does not give payment subsidies.

Twenty-ninth people who participate in the basic old-age insurance for urban and rural residents can enjoy a one-time funeral subsidy when they die. The standard of one-time funeral subsidy is the 20-month amount of local basic pension in the month when the insured person dies.

If the recipients of the basic old-age insurance for urban and rural residents die, the pension will be stopped from the next month.

Thirtieth basic pension standards and payment years pension standards should be adjusted according to the provisions of the provincial government and the actual situation in urban areas. The specific adjustment measures shall be formulated by the municipal human resources and social security department in conjunction with the municipal finance department and implemented after being approved by the Municipal People's government.

Chapter V Connection with Other Social Security Systems

Article 31 When these Measures are implemented, the insured who have participated in the original rural social endowment insurance (hereinafter referred to as endowment insurance) and have reached the age of 60 and received the endowment insurance pension can enjoy the basic endowment insurance pension for urban and rural residents while continuing to receive the endowment insurance pension, and the balance of the individual account of endowment insurance will be incorporated into the individual account of endowment insurance for urban and rural residents, and the treatment will not be recalculated.

Insured persons who have participated in the old-age insurance, are under 60 years of age and have not received a pension, and will continue to pay according to the average payment standard of the basic old-age insurance for urban residents for 20 10 (the longest converted payment period shall not exceed 15). All the savings in the personal accounts of urban and rural residents' old-age insurance are incorporated into the personal accounts of urban and rural residents' basic old-age insurance, and the treatment is calculated according to the provisions of the basic old-age insurance for urban and rural residents.

Did not participate in the basic old-age insurance for urban and rural residents and basic old-age insurance for employees, according to the provisions of Zhejiang [2014] No.28 document. Has participated in the basic old-age insurance for employees, according to the relevant provisions of the basic old-age insurance for employees, the old-age insurance relationship will be transferred to the basic old-age insurance for employees.

Article 32 After the employees who participate in the old-age insurance for urban employees and the basic old-age insurance for urban and rural residents reach the statutory retirement age of the old-age insurance for urban employees, the payment period of the old-age insurance for urban employees is 15 (less than 15), they can first apply for extending the payment to 15 according to the payment standard for urban individual workers, and can apply for transferring from the basic old-age insurance for urban and rural residents to the old-age insurance for urban employees, and pay corresponding treatment according to the old-age insurance method for urban employees. If the payment period of endowment insurance for urban workers is less than 15 years, you can apply for transferring from endowment insurance for urban workers to basic endowment insurance for urban and rural residents. In line with the conditions for receiving the basic old-age insurance for urban and rural residents, the corresponding treatment shall be paid according to the basic old-age insurance for urban and rural residents.

If the insured person is transferred from the basic old-age insurance for urban and rural residents to the old-age insurance for urban employees, the amount stored in the personal account of the basic old-age insurance for urban and rural residents will all be incorporated into the personal account of the old-age insurance for urban employees, and the payment period of the basic old-age insurance for urban and rural residents will not be calculated (converted) as the payment period of the old-age insurance for urban employees.

If the insured person transfers from the old-age insurance for urban workers to the basic old-age insurance for urban and rural residents, the amount of storage in the personal account of the old-age insurance for urban workers will all be incorporated into the personal account of the basic old-age insurance for urban and rural residents, and the payment period for participating in the old-age insurance for urban workers will be calculated as the payment period of the basic old-age insurance for urban and rural residents.

Thirty-third after the implementation of these measures, rural residents who have participated in the basic old-age insurance for urban and rural residents can participate in the basic living guarantee for landless farmers at the same time if they meet the conditions for participating in the basic living guarantee for landless farmers.

After the implementation of these measures, rural residents who have participated in the basic living guarantee (living allowance) for landless farmers who want to participate in the basic old-age insurance for urban and rural residents can enjoy the balance of the rights and interests of the basic living guarantee for landless farmers, and the living allowance object can be converted into the payment period according to the average payment standard of the basic old-age insurance for urban and rural residents in the current period, and the basic old-age insurance for urban and rural residents can be converted into 30% of the third payment standard of the basic living guarantee for landless farmers as stipulated in No.63 [2005].

Thirty-fourth after the implementation of these measures, urban elderly residents who have been insured shall enjoy treatment in accordance with the Measures for the Old-age Security of Urban Elderly Residents in Wenzhou (Order No.30). Municipal government 107), continue to enjoy the original treatment standard. In the future, the treatment will be adjusted synchronously according to the basic pension adjustment standard of the basic old-age insurance for urban and rural residents, and a one-time funeral subsidy can be enjoyed in case of death according to the provisions of these measures.

In addition to educated youth and reservoir immigrants, the new insurance business for urban elderly residents is no longer handled in accordance with the provisions of the Measures for the Old-age Security for Urban Elderly Residents in Wenzhou.

Article 35. Urban and rural residents who meet the conditions of enjoying the basic old-age insurance for landless farmers, supporting policies in the later period of reservoir resettlement, reducing staff and workers, unplanned long-term temporary workers, living allowance for survivors and other treatment conditions can enjoy it simultaneously; In accordance with the relevant provisions and the minimum living security, family planning incentives, social allowances, rural "five guarantees" and urban "three noes" personnel support treatment.

The basic old-age insurance for urban and rural residents who meet the conditions of enjoying other funeral treatment at the same time shall be determined according to the principle of high or low, and shall not be enjoyed repeatedly.

Chapter VI Supplementary Provisions

Article 36 These Measures shall come into force as of 2065438+65438 in 00+65438 in 0+0. Where laws, regulations and national policies provide otherwise, such provisions shall prevail.

Annex: Measures for calculating and distributing pensions for demobilized veterans