The convenience of emigrating to Germany with low consumption level.

# German Immigrants # Introduction First of all, we must know that with the development of economic globalization, although Germany is no longer a military power in the past, it is still at the forefront of the world. Since Germany started the immigration program in 2000, the number of immigrants to Germany now is equivalent to 20% of that in China. Then why did you immigrate to Germany? How is life after immigrating to Germany? The following is compiled and published!

1. The convenience of emigrating to low-consumption countries in Germany

Temperature The climate in Germany is very similar to that in northern China, and there are obvious four-season differences in a year. In winter, there is more rain, more cloudy days, less sunshine and a large temperature difference between morning and evening. Among them, summer is the wettest season, and other seasons are basically dry and rainy.

The winter in Germany is slightly different from that in China. Winter will be very long there, but summer is short, and the temperature in summer will generally not exceed 20 degrees, so air conditioning is useless in Germany! The temperature is not very low in winter. Germany has heating supply, so you don't have to worry about winter when you live in Germany.

Low consumption level

German property is nothing compared with the soaring property prices in China. Their prices are generally comparable to those of third-tier cities in China, so people living in Germany can buy their own houses and other daily necessities, such as cars, in just a few years. Not only that, the average living standard in Germany is very high, but the prices are really surprisingly low. Many items such as snacks or coffee are sold at around 30% in China, especially their milk. The price of one liter is equivalent to 5 yuan RMB in China.

social welfare

Social welfare in Germany is recognized as excellent in the world. In addition to maternity allowance and child welfare, there are many benefits, such as social relief, unemployment allowance, pension and nursing allowance.

Pension: After reaching the statutory retirement age, the average salary is about 70% of the salary of full-time employees.

Nursing allowance: the insured medical institutions bear most or even all of the expenses. In Germany, where human resources are precious, this is a very affordable welfare.

Unemployment benefit: Unemployment benefit is usually 60% of the working salary (67% if there are children). The duration of receiving unemployment benefits depends on age. According to relevant statistics, in 2003, the unemployed in Germany received an average of 19 19 euros, which was about RMB 20,000 at the current exchange rate.

Social assistance: People without income can get social assistance, which is provided by the government. This money is enough to cover the most basic living expenses except housing and heating, including daily expenses such as clothing, food, shelter, personal care and family. Even recently, we are discussing whether to increase the money for alcohol and tobacco. Take a family of three as an example. After comprehensive calculation, you can get at least 1200 euros every month.

Medical system (part)

The most commendable medical system in Germany is the maternity fund. German mothers can enjoy maternity leave allowance from 6 weeks before delivery to 8 weeks after delivery. In case of multiple births, it can be extended to postpartum 12 weeks.

The system stipulates that both parents can enjoy parental leave before the child is 3 years old, during which both parents can enjoy parental subsidies issued by the federal government. In addition, each child can receive hundreds of euros of childcare fees every month until the child is 25 years old. The more children have, the more they get. Calculated by four children, the monthly child care fee can exceed 773 euros.

Free compulsory education

First of all, we should know that public colleges in Germany are basically free to receive education, and there is no time limit. It can be seen that compared with European and American countries, Germany's education cost performance is much higher.

2. Medical insurance and health of German immigrant students

The medical insurance for international students in Germany will eventually be approved by the university you choose and will pay all your medical expenses. You can concentrate on your studies and don't have to worry about getting sick next flu season, because it doesn't cost money to see a doctor.

There are two possible health insurance plans for international students in Germany:

Compulsory/public * * * health insurance and

Private health insurance.

Most foreign students in Germany are required to have legal (public) health insurance.

Exceptions to statutory health insurance requirements include:

Visiting scientist,

Graduate students,

Scholarship holders (without employment contract),

College students,

Participants in language courses,

Students over 30 years old, and students who have studied in Germany for more than 14 semester.

If you fall into one of these categories, then you need to participate in private health insurance.

There are so many German students, and student health insurance companies are everywhere. If you can, you can also use your own medical insurance. If you come from an EU country, you need your European medical insurance card, so your insurance will also be recognized by German institutions. However, if you choose to buy health insurance from German companies, you should read their contract details carefully to avoid falling into expensive and low-quality insurance.

In Germany, there are many health insurance companies to provide services for students to meet their needs. German insurance companies such as Dr. Walter are favored by international students. He has worked in this industry for many years. Not only can they afford it, but their customized student packages, such as tariff education 24, are the favorite of German students.

It is impossible to enter a German university without a health insurance certificate (public or private).

Health insurance for language course/preparatory students

If you just want to study or work in Germany, you have already signed up for the preparatory language course, and you can't take the exam without medical insurance.

In this case, the law or public health insurance is not allowed, so you need to get private health insurance in Germany, just like here!

This kind of health insurance will ensure that you have insurance throughout the preparatory course or language course, so you don't have to worry about feeling unhealthy. This kind of insurance is relatively cheap, and the basic monthly plan only costs 33 euros per month.