Heilongjiang Bayan County Pension Insurance

The insurance editor will help you answer your questions. For more questions, you can answer them online.

The Bayan County Labor Bureau provides farmers’ insurance, which was implemented on November 16, 2010.

Bayan County New Rural Social Pension Insurance Pilot Implementation Rules Author: Source: Bureau of Human Resources and Social Security Time: 2013-7-15

Chapter 1 General Provisions

Article 1: In order to establish and improve the social security system covering urban and rural residents and improve the rural social pension insurance system, in accordance with the "Guiding Opinions of the State Council on Launching the Pilot Project of New Rural Social Pension Insurance" (Guofa [2009] No. 32), "Heilongjiang Province According to the requirements of the People's Government's Implementation Opinions on Carrying out the Pilot Work of New Rural Social Pension Insurance (Heizhengfa [2009] No. 102) and other documents, these detailed rules are formulated based on the actual situation of our county.

Article 2 The new rural social pension insurance adheres to the principle of combining government leadership with farmers’ voluntary participation in insurance, and establishes basic pensions and individual accounts in accordance with the requirements of combining individual contributions, collective subsidies, and government subsidies. Combined pension insurance system.

Article 3 The people's governments at the county and township levels should list the work of new rural social pension insurance as a focus of economic and social development and annual work plans, be responsible for publicity, mobilization and organization and implementation, and include it in the annual target assessment content.

Article 4 The business work of the new rural insurance agency includes insurance registration, insurance premium collection, fund transfer, personal account management, benefit payment, fund management, insurance relationship transfer and continuation, statistical management, and internal control audit , publicity consultation, report acceptance and other links.

The County Rural Social Pension Insurance Management Center (hereinafter referred to as the Rural Insurance Center) is responsible for the registration of new rural insurance, insurance premium collection, fund management, statistical management, consultation, inquiry and reporting, and for township Provide guidance, supervision and assessment on the business operations of labor and employment security offices (hereinafter referred to as township offices).

The township office is responsible for the preliminary review of the insured’s insurance qualifications, basic information, payment information, benefits and relationship transfer qualifications, etc., enters relevant information, and is responsible for accepting consultations, inquiries and reports, Policy promotion, situation publicity, etc.

The village co-organizer is specifically responsible for the collection and reporting of materials required for new rural insurance registration, payment grade selection, benefit collection, relationship transfer and continuation, etc., and is responsible for distributing relevant materials to insured persons. Remind insured persons to pay premiums on time, inform insured persons to go through the procedures for receiving benefits, and assist in policy publicity and explanation, certification of qualifications for receiving benefits, thorough investigations, collection of basic information on rural residents, and situation publicity.

Article 5 Organization Department, Propaganda Department, Supervision Bureau, Organization Office, Project Supervision Office, Public Security Bureau, Finance Bureau, Development and Reform Bureau, Disabled Persons’ Federation, Radio, Film and Television Bureau, Agricultural Bureau, Land and Resources Bureau, Audit Bureau , Civil Affairs Bureau, Family Planning Bureau and other relevant departments, according to their respective responsibilities, coordinate to complete the work of new rural social pension insurance.

Chapter 2 Insurance Registration and Management

Article 6 Rural residents with agricultural household registration in the county who are over 16 years old (excluding school students) and have not participated in the basic pension insurance for urban employees Residents should bring their household registration book, original ID card, and recent one-inch color bareheaded photo (2 photos) to the village committee where their household registration is located to apply for the new rural insurance, select a payment grade, and fill out the "New Rural Social Pension Insurance Registration Form." If you are unable to fill in the form yourself, a relative or village co-organizer can fill it in for you, but your signature, seal, and fingerprints must be retained for confirmation.

Article 7 The village co-organizer is responsible for checking whether the relevant materials of the insured persons are complete, signing the registration form, stamping the official seal of the village committee, and submitting copies of the registration form, household registration book and resident ID card All other materials shall be submitted to the township office within 3 working days. The insured farmers themselves can also bring the above materials to the township office to handle the insurance formalities directly.

Article 8 The township office is responsible for the preliminary review of the relevant materials of the insured persons. If correct, the insurance registration information will be entered into the rural insurance information system in a timely manner, and the official seal will be stamped on the registration form. Submit the registration form, a copy of the household registration book, a copy of the resident ID card and other materials to the county agricultural insurance center within a day.

Article 9 The County Rural Insurance Center will review the relevant information of the insured persons. After it is correct, it will confirm the registration information, establish a personal account for them, file the relevant materials in a timely manner, and establish an electronic file. .

Article 10 The main contents of insurance change registration include: name, gender, citizen ID number, date of birth, residential address, contact number, nature of household registration, household registration address and payment level, etc. When any of the above contents changes, insured persons should promptly bring relevant certificates and materials to the village committee to apply for change registration procedures and fill out the "New Rural Social Pension Insurance Change Registration Form". The village co-organizer shall submit relevant materials and change forms to the township office within 3 working days. Insured farmers themselves can also directly go to the township office to go through the relevant procedures for change registration.

After the initial review by the township office is correct, the information that needs to be changed will be entered into the agricultural insurance information system in a timely manner, and the relevant materials and change forms will be reported to the county agricultural insurance center within 3 working days. After the county agricultural insurance center has verified that it is correct, it will confirm the changed registration information and file the relevant materials for record.

Article 11 If the insured person settles abroad (border), changes the nature of household registration, transfers across counties (cities, districts) or dies, the new rural insurance relationship should be terminated and the registration should be deregistered .

Insured persons (or designated beneficiaries or legal heirs) should submit relevant certificates and materials to the village committee to apply for deregistration and fill out the "New Rural Social Pension Insurance Cancellation Registration Form". The following materials should be provided when applying for deregistration:

(1) Valid identity certificate of the person;

(2) If you want to settle abroad (border), you should provide proof of settlement abroad (border) ;

(3) If the household registration is changed to urban household registration, the household registration change certificate should be provided;

(4) If the household registration is transferred out across counties (cities, districts), the household registration relationship transfer certificate should be provided ; Letter of acceptance from the receiving agency at or above the county level.

(5) If the insured person dies, the death certificate issued by the hospital, the cremation certificate issued by the civil affairs department (funeral parlor), or the household registration cancellation certificate issued by the public security department should be provided, and the designated beneficiary or Valid identity certificate of the legal heir, legal documents that can confirm his inheritance rights, notarized documents, etc.; if a person is missing and declared dead, a death certificate issued by the judicial department should be provided.

The village co-organizer should submit the cancellation form and relevant supporting materials to the township office within 3 working days. After the township office's preliminary review is correct, the deregistration information will be entered into the rural insurance information system, and the above materials will be reported to the county agricultural insurance center within 3 working days.

After the county agricultural insurance center has reviewed and verified that there are no errors, it will settle the balance of its personal account and pay the balance of the personal account minus the government subsidy to the insured person (or designated beneficiary or legal heir). After the payment is successful, , confirm the cancellation information, terminate its new rural insurance relationship, and file relevant materials in a timely manner.

Chapter 3 Fund Composition and Payment Standards

Article 12 The new rural insurance fund consists of individual contributions, collective subsidies, and government subsidies.

(1) Individual payment. Residents with agricultural household registration who participate in the new rural insurance must pay pension insurance premiums in accordance with regulations.

The individual annual payment standards are divided into 10 levels: 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, and 1,000 yuan. The insured can You can choose the payment level annually according to your own conditions, and pay until you are 60 years old.

When the new rural insurance pilot is implemented, those who are less than 15 years away from the age of receipt should pay annually, and retroactive payments are also allowed. The cumulative payment does not exceed 15 years; those who are more than 15 years away from the age of receipt should be paid annually. Payment, the cumulative payment must be no less than 15 years.

(2) Collective subsidies. Village collectives that meet the conditions may subsidize the insured persons' premiums, and the subsidy standard shall be democratically determined by the villagers' committee convening a village meeting. Encourage other economic organizations, social welfare organizations, and individuals to provide subsidies for insured persons' payment. In principle, the maximum annual subsidy for each insured person shall not exceed 1,000 yuan, and the cumulative subsidy for each insured person shall not exceed 40,000 yuan.

(3) Government subsidies.

1. Central financial subsidies.

The basic pension is tentatively set at 55 yuan per person per month. In the future, the state will adjust the minimum standard of the new rural basic pension in a timely manner based on economic development and price changes.

2. Local financial subsidies. When residents with agricultural household registration participate in the insurance and pay premiums, the local finance department will provide fixed subsidies to the insured persons. The subsidy standard is: a subsidy of 30 yuan for an annual payment of 100 yuan; a subsidy of 35 yuan for an annual payment of 200 yuan; a subsidy of 40 yuan for an annual payment of 300 yuan; a subsidy of 45 yuan for an annual payment of 400 yuan; and a subsidy of 50 yuan for an annual payment of 500 yuan or more (including 500 yuan). The funds required for the subsidy are provided by the provincial finance subsidy of RMB 60 and the county finance subsidy of RMB 40.

3. Subsidies for needy groups. For severely disabled people (holding first- and second-level disability certificates issued by the Disabled Persons' Federation), if they choose to pay the lowest payment level of 100 yuan, the county government will pay 50 yuan on their behalf. For those who enjoy the rural minimum living security and choose to pay the lowest level of 100 yuan, the county government will pay 30 yuan on their behalf. For those whose parents are 46-59 years old and choose the lowest payment level of 100 yuan, the county government will pay 20 yuan for them. For rural only children who are disabled or dead and choose the lowest payment level of 100 yuan, the county government will Pay 30 yuan on behalf of him. The funds required for payment shall be borne by the county finance department.

Those who meet two or more payment conditions at the same time can only enjoy one payment policy. Those who choose to pay annual premiums of 200 yuan or more do not enjoy the government payment policy.

Chapter 4 Insurance Premium Collection

Article 13 The County Rural Insurance Center shall, before the end of each month, provide relevant information on newly insured persons and persons who need to change their bank books in that month. Provided to financial institutions designated by the province, the financial institutions will issue "New Rural Social Pension Insurance Bank Passbooks" to new insured persons and those who need to change relevant information (name, citizen identity number, etc.).

Persons who have registered for the new rural insurance and changed their bank books should go to the financial institution designated by the province with their ID cards to collect their bank books in the month following the registration or change of registration.

New rural pension insurance premiums are paid annually. The insurance premium declaration and payment year is from January 1 to December 30 of each year, and the payment period is from January 1 to October 31 of each year. Insured persons should deposit the current year’s pension insurance premiums in their bank books before the payment deadline.

Article 14 The county agricultural insurance center regularly generates deduction details and transmits the deduction details to financial institutions.

Financial institutions will deduct the full amount of pension insurance premiums from the bank passbook of the insured person based on the deduction details provided by the County Rural Insurance Center (if the amount is insufficient, no deduction will be made). The financial institution will feedback the deduction result information, fund arrival voucher, etc. to the county rural insurance center within 3 working days after the deduction.

The county rural insurance center should promptly import the deduction result information fed back by the financial institution into the new rural insurance information system, and check whether the deduction details and the actual amount received are based on the deduction result information and the fund arrival voucher. consistent. After verification, the county agricultural insurance center will credit the deduction amount to the personal account. Print the "New Rural Social Pension Insurance Individual Payment Summary Form" and interest will be calculated from the next month.

The county rural insurance center should promptly prompt the township office to feedback the list of persons who have not paid pension insurance premiums to the village co-organizer. The village co-organizer is responsible for reminding the insured persons to pay. Until the payment deadline, the If the pension insurance premium is not paid, the information system will automatically clear the payment information and continue to record the personal account after the payment is renewed.

Article 15 If village collectives, other social and economic organizations, and individuals provide subsidies or financial assistance to insured persons for paying pension insurance premiums, they shall submit the "New Rural Social Pension Insurance Collective" to the township office within the prescribed time limit. Subsidy Details" and deposit the subsidy or subsidy amount into the new rural insurance income households of the county agricultural insurance center.

The township office will enter the collective subsidy form into the information system and submit the collective subsidy form to the county agricultural insurance center within the prescribed time limit.

The financial institution will feedback the fund arrival voucher to the county agricultural insurance center within 3 working days after receiving the payment.

After receiving the receipt, the County Rural Insurance Center should promptly enter the receipt information into the information system, confirm the detailed information of the collective subsidy, record the collective subsidy amount into the individual account, and print the "New Rural Society" Pension Insurance Collective Subsidy Summary Table", and interest will be calculated from the next month.

Article 16 When the new rural insurance pilot is implemented, insured persons over 45 years old who have paid back the pension insurance premiums should go to the village committee to go through the back payment procedures in time and fill in the "New Rural Insurance Premiums" Rural Social Pension Insurance Premium Application Form", and the village co-organizer will report it to the township office within 3 working days. After the review is passed, the person who pays the premium will be notified to deposit the premium to be paid in the bank passbook.

The township office should review the eligibility of the insured persons for repayment. After the review is correct, the repayment information will be entered into the rural insurance information system and the relevant materials will be reported to the county agricultural insurance center within 3 working days.

Chapter 5 Personal Account Management

Article 17 The county rural insurance center is responsible for establishing new rural insurance personal accounts for insured persons. Personal accounts are used to record individual contributions, collective subsidies, government subsidies, other subsidies and interest.

Article 18 After the personal payment of the insured person is received, the county agricultural insurance center will credit the personal payment and the financial subsidy to the insured person into the personal account at the same time, and start from the next month of payment. Interest accrual begins. And regularly notify the insured persons of their personal account status.

Article 19: Personal account deposits are currently calculated annually with reference to the one-year RMB deposit interest rate of financial institutions announced by the People's Bank of China. The settlement year is from January 1st to December 31st of each year.

Article 20. If the insured person dies, his legal heir or designated beneficiary shall go to the county agricultural insurance center to complete the pension insurance termination procedures within one month of the death of the insured person. If there is no legal heir or designated beneficiary, the balance in the personal account will be used to continue paying the pensions of other insured persons.

Article 21 If someone dies during the payment period, the personal account funds, in addition to government subsidies, will be paid to his legal heir or designated beneficiary in one lump sum.

Article 22 If someone dies while receiving pension, the balance of the government subsidy will be deducted from the balance of the personal account, and the remaining portion will be paid to his legal heir or designated beneficiary in one lump sum.

Article 23 If the insured person settles abroad and has acquired foreign nationality, his or her pension insurance relationship will be terminated, and all accumulated principal and interest in the personal account, except for government subsidies, will be returned to the insured person. The balance of the government subsidy is used to continue paying pensions to other insured persons.

Chapter 6 Benefit Payment

Article 24 Conditions for receiving new rural social pension insurance benefits.

(1) Persons participating in the new rural social pension insurance after the implementation of the new rural pension insurance are over 60 years old;

(2) When the new rural insurance pilot is implemented, the cumulative payment years of persons under the age of 45 Not less than 15 years;

(3) Not enjoying the basic pension insurance benefits for urban employees;

(4) When the new rural insurance system was implemented, he was over 60 years old and not enjoying the benefits Basic pension insurance benefits for urban employees. Elderly people with agricultural household registration can receive basic pensions on a monthly basis, but their children who meet the insurance conditions must participate in the insurance and pay premiums.

The age of the insured person shall be determined based on the date of birth consistent with the resident ID card and household registration record; if they are inconsistent, the earliest household registration record shall prevail.

Article 25: Procedures for receiving new rural social pension insurance benefits.

(1) The township office will query and generate the "New Rural Social Pension Insurance Receipt Notification" for the insured persons who are eligible to receive pension benefits through the new rural insurance information management system on a monthly basis, and hand it to the village The co-organizer notifies the insured person to go through the procedures for receiving pension. The insured person will bring the original and photocopy of the household registration book and ID card to the village committee where the household registration is located, and the village co-organizer will report it to the township office for preliminary review.

(2) After review, the township office is responsible for handing over the insured person’s household registration book, copy of ID card and other materials to the county agricultural insurance center before the 10th of the month when the insured person reaches the age of collection. .

(3) The County Rural Insurance Center will verify the materials submitted by the insured persons for pension application and handle it in accordance with the following regulations:

1. For those who are eligible to receive pension insurance benefits on a monthly basis Persons who meet the conditions should open a pension insurance benefit disbursement account at a designated bank in the month following the month after they reach the age of receiving benefits, and allocate the pension insurance benefits they should receive before the 25th of each month.

2. For those who have paid one-time premium for less than 15 years when they reach the age of collection, the procedures for receiving pension insurance benefits will be processed at the designated bank in the month following the full payment of insurance premiums. They open a pension insurance benefit disbursement account and allocate the pension insurance benefits they should receive before the 25th of each month.

Article 26: Calculation and distribution of new rural social pension insurance benefits.

(1) Calculation of pensions

If the insured meets the conditions for receiving new rural social pension insurance benefits on a monthly basis, the standard for receiving monthly pensions is:

The monthly pension standard is equal to the basic pension plus the monthly pension amount of the personal account. Among them, the basic pension is tentatively set at 55 yuan per person per month. The monthly pension amount for an individual account is the total amount saved in the individual account when the insured turns 60 divided by 139.

(2) Disbursement of pensions

1. The county agricultural insurance center will entrust the bank to distribute pensions to individual pension recipients before the 25th of the following month in accordance with the principles of proximity and safety. in the bankbook. The county agricultural insurance center regularly organizes and carries out the qualification certification of pension recipients. Pension recipients should participate in the qualification certification on time; if they fail to pass the qualification certification, the pension payment will be suspended.

2. Pensions will be suspended for pensioners who are wanted, detained, serving sentences, or reeducation through labor. If the case is withdrawn or not prosecuted or acquitted, the pension suspended during the period of being wanted or in custody will be reissued and the basic pension will be adjusted. Those who are sentenced to public surveillance, fixed-term imprisonment, suspended sentence, temporary execution outside prison, or parole will continue to receive pensions, but will not participate in the adjustment of basic pensions.

After the implementation of the new rural insurance, if the insured person is over 60 years old and applies for pension insurance benefits, the county rural insurance center will calculate and issue pensions according to the relevant policies when the insured person reaches 60 years old. ; Pensions that have been delayed and not received will not be repaid if the delay is due to personal reasons.

Article 28 The county rural insurance center shall formulate the use plan of the rural social pension insurance fund for the next month before the 25th of each month based on the receipt of pension insurance benefits, surrender, transfer, etc., and report it to County Finance Department. The county finance department should allocate the funds before the 5th of the following month in accordance with the use plan formulated by the Rural Insurance Center to ensure that the new rural social pension insurance benefits are paid out in full and on time.

Chapter 7 Management and Supervision of Pension Insurance Funds

Article 29 Rural social pension insurance funds shall strictly implement the current national fund financial and accounting system and two-line management of revenue and expenditure system, insurance premiums must be paid in monetary form.

Article 30 Strengthen the management of bank accounts of social insurance funds. The county rural insurance center opens a rural pension insurance fund income account, a disbursement account, and a special financial account for the storage of fund income and expenditure. Rural pension insurance premiums are stored in special accounts and funds are used exclusively for special purposes. No department, unit or individual may squeeze, misappropriate, transfer or misappropriate them.

Article 31 If it is not possible for banks to withhold insurance premiums from insured persons, insured persons can go directly to the Bayan County Rural Pension Insurance Payment Income Account opened by the County Rural Insurance Center in a designated bank. To make payment, the township office will enter the payment record according to the payment voucher issued by the bank to the insured person.

Chapter 8 Transfer and Connection of Pension Insurance Relationships

Article 32: Transfer of Insurance Relationships. When insured persons move across regions, their insurance relationships and personal account funds can be transferred to the new insured place. It will be calculated according to the relevant standards of the new insured place and enjoy corresponding benefits. If the new rural insurance pilot has not yet been launched in the transferred place, the insurance relationship can be temporarily stored in the insured place and transferred when conditions are met.

The connection between Article 33 and the rural pension system.

When the new rural insurance pilot is launched, insured persons who have participated in the old rural insurance, are over 60 years old and have begun to receive pensions will continue to receive their original personal account pensions and enjoy the new rural insurance basic pension. Participants who have participated in the old rural insurance and are under the age of 60 should continue to pay according to the payment standards of the new rural insurance and start to enjoy government subsidies. The funds from the old rural insurance personal account are transferred to the new rural insurance personal account (note: the funds in the old rural insurance account can be transferred if they are clear and correct. If the funds in the old rural insurance account are not clear, they will not be transferred temporarily. The funds in the new rural insurance account must be kept clear), and reach 60 years old. time, enjoy corresponding treatment.

Article 34: Connection with other insurance systems. The connection method between the new rural insurance and other pension insurance systems such as the urban employee basic pension insurance, as well as the social security for land-expropriated rural residents, the later support policy for reservoir resettlement, the rural family planning family incentive and support policy, the rural five-guarantee support, social preferential care, rural The supporting linkage of policies such as the minimum living security system shall be implemented in accordance with relevant national regulations.

For those who have participated in rural family planning pension insurance, participating in the new rural insurance and enjoying corresponding benefits will not affect their continued enjoyment of the original insurance benefits.

Chapter 9 Supplementary Provisions

Article 35 The County Rural Insurance Center shall comply with the "Regulations on the Management of Social Insurance Business Files (Trial)" formulated by the Ministry of Human Resources and Social Security and the State Archives Bureau. and "Heilongjiang Province Pension Insurance File Management Measures" to manage the new rural insurance files.

Article 36 During the implementation of these implementation rules, if the state or province has new regulations, the new regulations will be implemented.

Article 37 These implementation rules will be implemented on November 16, 2010.