How to buy medical insurance for entry into Thailand?

Thailand has two medical insurance systems:

First: Thailand's 30 baht medical plan: that is, only 6 RMB is paid for medical treatment, and the medical scope includes all diseases. But this plan is only for Thais.

Second: Social security in Thailand is the insurance provided by companies and institutions to employees. There is an upper limit. You can only go to public hospitals indicated in the insurance. If you have a work visa in Thailand, you will naturally have insurance.

So why do foreigners buy insurance in Thailand?

Applying for a pension sign stipulates that you can buy Thai insurance companies or medical insurance from overseas, and foreigners over 50 years old with long-term non-immigrant O-A visa (pension sign) are required to have medical insurance. The insurance policy should provide more than 40,000 baht for outpatient treatment and 400,000 baht for inpatient treatment in the hospital.

Foreigners who want to get medical insurance in Thailand need to buy commercial medical insurance. There are two options:

1.) If Hong Kong chooses international insurance in China, it can make claims globally, but it needs to go through the claim settlement procedures at the insurance purchasing company. Note that international insurance, whether bought in China or in Hong Kong, can be used in Thailand, as long as it meets the claims in the insurance clauses.

2.) Choosing a local insurance company in Thailand can be purchased from an insurance representative or a bank. I am impressed by the cost-effective international insurance in Thailand, and I can also use it.

However, not every foreigner can buy insurance in Thailand. He needs to hold a long-term visa and have a source of income in Thailand.

Visa types include work visa, pension visa, marriage visa (Thai spouse) and family visa.

If you buy insurance for your child, you need a guardian to hold a long-term visa in Thailand and have a source of income in Thailand. General insurance companies don't look at children's visas.

If you buy insurance with other types of foreigners, the audit department needs to consider whether to accept insurance according to the specific circumstances.

How to buy insurance in Thailand?

Contact the insurance representative, who will enter the information for review. Make an appointment with an insurance representative, select the insurance type and submit the information. The audit time of insurance information is usually 7- 10 days. If it is fast, it will be approved in four or five days, and if it is slow, it will take 20-30 days. Generally speaking, cases with diseases need a long time to review.

Attention, everyone! ! Generally, insurance policies are in Thai or English. If you don't know Thai or English, please find an insurance agent who can speak Chinese and Thai, let the insurance representative explain it in detail, and drag someone who can speak Thai or English around you to check it for you.