Can I get back the money I paid for flexible employment?

There is no way to get back the funds remitted to the social pooling account of the people who have participated in the flexible employment social security, but the funds remitted to their social security personal accounts can be recovered, but the conditions for withdrawal are strict, mainly one of the following conditions:

1. If the insured person reaches the retirement age but the payment period is less than 15 years

If the flexible employment person reaches the legal retirement age, However, his social security payment time is less than 15 years, and he is not prepared to continue to pay social security. He can choose to withdraw the balance from his personal account at the same time. It should be noted that this way of surrender means that the flexible employee will not be able to enjoy the corresponding social security benefits after retirement, so it is best to consider this way more.

2. The insured person dies

If the insured person dies unexpectedly, his family members can take the corresponding death certificate, cremation certificate, account cancellation certificate and social security card and other materials to the local social security department to cancel the insurance, so that the balance in the personal account of the deceased insured person can also be extracted. After the approval, the social security department will remit these funds to the bank card account reserved by the family members of the deceased insured person. According to the corresponding laws and regulations, The funds in the social security personal account can be legally inherited as an inheritance, and their families or legal heirs can dispose of them at will after extracting them. At the same time, the social security pooling fund will also issue funeral subsidies and pensions to provide some economic comfort to the families of the deceased insured.

3. The insured person goes abroad to settle down

If the insured person is going to immigrate and settle down, he can also take the corresponding immigration certification materials to the social security department to handle the surrender procedures, and also withdraw the balance in his personal social security account.

what should I pay attention to when paying social security for flexible employment?

1. Understand the types of security that can be selected

The social security paid by the participants of flexible employment social security is actually employee social security, but it is different from the social security paid by employees on the job. Generally speaking, only pension insurance and medical insurance can be selected for flexible employment social security.

2. Understand the payment requirements

The corresponding social security payment ratio requirements for flexible employment social security will be higher, which will bring certain financial pressure to the insured. On the premise of ensuring their own economic ability, they can participate in social security.

3. Understand the local social security policies for flexible employment

Because social security in China is self-managed by all co-ordinate areas, the corresponding management regulations will be different in different areas. Some areas have household registration requirements for the participants of flexible employment social security, and in other areas, if the participants of flexible employment social security choose the minimum payment base, they can't open personal medical insurance accounts. Therefore, if flexible employees want to participate in social security as individuals, they'd better consult the corresponding staff of the social security department in their chosen places first.